Annual physical cost in Washington without insurance
In Washington, the median cash price for Annual physical, returning 18–39 is $154.00 across 19 hospitals, from $39.20 to $372.00. The lowest is at Jefferson Healthcare (Port Townsend). The US median is $132.32.
Washington law (RCW 70.170.060) requires hospital charity care: patients with family income up to 300% of the federal poverty level owe nothing at hospitals in large health systems (200% at other hospitals), with 75% and 50% discounts up to 400% (300% at other hospitals). It covers the part of the bill a patient owes, insured or not. Ask the hospital for its charity care application. Other states' laws.
A yearly physical is billed with a preventive visit code chosen by your age group and whether you are a new or returning patient. The listed price covers the checkup itself; lab work, vaccines and screening tests ordered at the visit are billed separately, and discussing a new or ongoing problem can add a separate office visit charge.
Collected Nov 11, 2026 One price per hospital: its lowest outpatient cash price for the code
Annual physical prices in Washington by type
Pick the row for your age and status: 99385–99387 are for new patients (ages 18–39, 40–64, and 65 and older) and 99395–99397 for returning patients in the same age bands. The state table uses 99395, a returning patient aged 18 to 39.
| Procedure | Hospitals | Range | Median | US median |
|---|---|---|---|---|
| Annual physical, age 18–39 Preventive checkup, new patient aged 18–39 · code 99385 | 19 | $48.80–$448.80 | $145.75 | $147.38 |
| Annual physical, age 40–64 Preventive checkup, new patient aged 40–64 · code 99386 | 19 | $48.80–$486.40 | $198.00 | $163.95 |
| Annual physical, age 65+ Preventive checkup, new patient aged 65 or older · code 99387 | 17 | $57.60–$549.60 | $134.24 | $173.04 |
| Annual physical, returning 18–39 Preventive checkup, returning patient aged 18–39 · code 99395 | 19 | $39.20–$372.00 | $154.00 | $132.32 |
| Annual physical, returning 40–64 Preventive checkup, returning patient aged 40–64 · code 99396 | 19 | $46.40–$405.60 | $134.24 | $148.35 |
| Annual physical, returning 65+ Preventive checkup, returning patient aged 65 or older · code 99397 | 20 | $58.40–$460.80 | $160.40 | $151.85 |
Outpatient cash prices in Washington. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the state.
Lowest Annual physical, returning 18–39 prices in Washington
- Jefferson Healthcare, Port Townsend$39.20
- Saint Clare Hospital, Lakewood$58.89
- Swedish Edmonds, Edmonds$59.04
- St Anthony Hospital, Gig Harbor$62.09
- Highline Medical Center, Burien$62.15
Annual physical cost in other states
- Arkansas
- California
- Colorado
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Virginia
- West Virginia
- Wisconsin
Paying cash: what to do
- Ask which lab tests are usually ordered at the physical, and get their self-pay prices by code too, including the blood draw.
- If you want a specific symptom or condition looked at, ask whether it will be billed as a separate visit, or book it as its own appointment.
- Ask whether the clinic offers a flat cash package that includes the exam and basic labs; some clinics and direct primary care practices do.