Annual physical cost in Iowa without insurance
In Iowa, the median cash price for Annual physical, returning 18–39 is $212.80 across 22 hospitals, from $51.10 to $283.00. The lowest is at Winneshiek Medical Center (Decorah). The US median is $137.00.
A yearly physical is billed with a preventive visit code chosen by your age group and whether you are a new or returning patient. The listed price covers the checkup itself; lab work, vaccines and screening tests ordered at the visit are billed separately, and discussing a new or ongoing problem can add a separate office visit charge.
Collected Sep 23, 2026 One price per hospital: its lowest outpatient cash price for the code
Annual physical prices in Iowa by type
Pick the row for your age and status: 99385–99387 are for new patients (ages 18–39, 40–64, and 65 and older) and 99395–99397 for returning patients in the same age bands. The state table uses 99395, a returning patient aged 18 to 39.
| Procedure | Hospitals | Range | Median | US median |
|---|---|---|---|---|
| Annual physical, age 18–39 Preventive checkup, new patient aged 18–39 · code 99385 | 22 | $61.60–$313.00 | $235.20 | $142.50 |
| Annual physical, age 40–64 Preventive checkup, new patient aged 40–64 · code 99386 | 21 | $68.60–$363.00 | $272.80 | $165.10 |
| Annual physical, age 65+ Preventive checkup, new patient aged 65 or older · code 99387 | 14 | $75.60–$309.00 | $296.00 | $178.60 |
| Annual physical, returning 18–39 Preventive checkup, returning patient aged 18–39 · code 99395 | 22 | $51.10–$283.00 | $212.80 | $137.00 |
| Annual physical, returning 40–64 Preventive checkup, returning patient aged 40–64 · code 99396 | 22 | $52.00–$301.00 | $226.40 | $149.05 |
| Annual physical, returning 65+ Preventive checkup, returning patient aged 65 or older · code 99397 | 20 | $65.10–$323.00 | $243.20 | $159.90 |
Outpatient cash prices in Iowa. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the state.
Lowest Annual physical, returning 18–39 prices in Iowa
- Winneshiek Medical Center, Decorah$51.10
- MercyOne North Iowa Medical Center, Mason City$52.00
- Avera Holy Family Hospital, Estherville$113.49
- MercyOne Waterloo Medical Center, Waterloo$116.35
- Central Community Hospital, Elkader$174.85
Annual physical cost by metro area in Iowa
Annual physical cost in other states
- Alaska
- Arkansas
- California
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Paying cash: what to do
- Ask which lab tests are usually ordered at the physical, and get their self-pay prices by code too, including the blood draw.
- If you want a specific symptom or condition looked at, ask whether it will be billed as a separate visit, or book it as its own appointment.
- Ask whether the clinic offers a flat cash package that includes the exam and basic labs; some clinics and direct primary care practices do.