SelfPayRates
Cash prices Kentucky Outpatient

Annual physical cost in Kentucky without insurance

In Kentucky, the median cash price for Annual physical, returning 18–39 is $43.75 across 3 hospitals, from $30.00 to $48.60. The lowest is at King's Daughters' Medical Center (Ashland). The US median is $137.00.

A yearly physical is billed with a preventive visit code chosen by your age group and whether you are a new or returning patient. The listed price covers the checkup itself; lab work, vaccines and screening tests ordered at the visit are billed separately, and discussing a new or ongoing problem can add a separate office visit charge.

Collected Sep 23, 2026 One price per hospital: its lowest outpatient cash price for the code

Annual physical prices in Kentucky by type

Pick the row for your age and status: 99385–99387 are for new patients (ages 18–39, 40–64, and 65 and older) and 99395–99397 for returning patients in the same age bands. The state table uses 99395, a returning patient aged 18 to 39.

ProcedureHospitals RangeMedian US median
Annual physical, age 18–39 Preventive checkup, new patient aged 18–39 · code 99385 2 $47.25 $47.25 $142.50
Annual physical, age 40–64 Preventive checkup, new patient aged 40–64 · code 99386 2 $47.25–$108.15 $77.70 $165.10
Annual physical, age 65+ Preventive checkup, new patient aged 65 or older · code 99387 2 $108.15 $108.15 $178.60
Annual physical, returning 18–39 Preventive checkup, returning patient aged 18–39 · code 99395 3 $30.00–$48.60 $43.75 $137.00
Annual physical, returning 40–64 Preventive checkup, returning patient aged 40–64 · code 99396 3 $30.00–$47.25 $47.25 $149.05
Annual physical, returning 65+ Preventive checkup, returning patient aged 65 or older · code 99397 2 $47.25–$48.60 $47.93 $159.90

Outpatient cash prices in Kentucky. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the state.

Lowest Annual physical, returning 18–39 prices in Kentucky

Annual physical cost in other states

Paying cash: what to do

  • Ask which lab tests are usually ordered at the physical, and get their self-pay prices by code too, including the blood draw.
  • If you want a specific symptom or condition looked at, ask whether it will be billed as a separate visit, or book it as its own appointment.
  • Ask whether the clinic offers a flat cash package that includes the exam and basic labs; some clinics and direct primary care practices do.