Annual physical cost in New York, NY without insurance
In the New York-Newark-Jersey City, NY-NJ area, the median cash price for Annual physical, returning 18–39 is $265.37 across 31 hospitals. The lowest, $32.68, is at CentraState Medical Center (Freehold Township). The US median is $132.32.
A yearly physical is billed with a preventive visit code chosen by your age group and whether you are a new or returning patient. The listed price covers the checkup itself; lab work, vaccines and screening tests ordered at the visit are billed separately, and discussing a new or ongoing problem can add a separate office visit charge.
Collected Nov 11, 2026 One price per hospital: its lowest outpatient cash price for the code
Annual physical prices in New York, NY by type
Pick the row for your age and status: 99385–99387 are for new patients (ages 18–39, 40–64, and 65 and older) and 99395–99397 for returning patients in the same age bands. The state table uses 99395, a returning patient aged 18 to 39.
| Procedure | Hospitals | Lowest | Median | US median |
|---|---|---|---|---|
| Annual physical, age 18–39 Preventive checkup, new patient aged 18–39 · code 99385 | 32 | $32.68 | $244.71 | $147.38 |
| Annual physical, age 40–64 Preventive checkup, new patient aged 40–64 · code 99386 | 28 | $117.09 | $370.50 | $163.95 |
| Annual physical, age 65+ Preventive checkup, new patient aged 65 or older · code 99387 | 28 | $42.75 | $391.50 | $173.04 |
| Annual physical, returning 18–39 Preventive checkup, returning patient aged 18–39 · code 99395 | 31 | $32.68 | $265.37 | $132.32 |
| Annual physical, returning 40–64 Preventive checkup, returning patient aged 40–64 · code 99396 | 31 | $32.68 | $265.37 | $148.35 |
| Annual physical, returning 65+ Preventive checkup, returning patient aged 65 or older · code 99397 | 31 | $51.33 | $334.90 | $151.85 |
Outpatient cash prices in New York, NY. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the area.
Lowest Annual physical, returning 18–39 prices in New York, NY
- CentraState Medical Center, Freehold Township$32.68
- Overlook Medical Center, Summit$67.57
- Newton Medical Center, Newton$70.09
- St Joseph's Hospital, Yonkers, Yonkers$117.52
- NYU Langone, Mineola$124.54
Paying cash: what to do
- Ask which lab tests are usually ordered at the physical, and get their self-pay prices by code too, including the blood draw.
- If you want a specific symptom or condition looked at, ask whether it will be billed as a separate visit, or book it as its own appointment.
- Ask whether the clinic offers a flat cash package that includes the exam and basic labs; some clinics and direct primary care practices do.