Annual physical, returning 18–39 cost in Chicago, IL
In Chicago-Naperville-Elgin, IL-IN, 15 hospitals list a cash price for preventive checkup, returning patient aged 18–39: from $29.66 to $378.00, with a median of $178.10. The lowest listed price is at Loretto Hospital — $148.44 less than the median here. Across Illinois, the median is $183.45 at 34 hospitals.
- The median here, $178.10, is 35% above the US median of $132.32.
- 6 of 15 hospitals list a cash price equal to their full list price, with no self-pay discount.
Cash prices at 15 facilities across 10 cities for code 99395, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 10, 2026; the hospital files themselves were last updated between Jan 1, 2025 and Nov 5, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Chicago-Naperville-Elgin, IL-IN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Loretto Hospital lowest Chicago, IL · (773) 626-4300 PELVIC/BREAST EXAM,CANCER SCRN File of Nov 5, 2026 · source file | $29.66 | $49.44 | $29.66–$82.40 | 40% |
| Morris Hospital Morris, IL · (815) 942-2932 Established patient periodic preventive medicine examination (18-39 years) File of Oct 27, 2026 · source file | $48.60 | $202.00 | $62.00–$208.06 | 76% |
| Loretto Hospital Chicago, IL · (773) 626-4300 PREV VISIT EST AGE 18-39 File of Nov 5, 2026 · source file | $49.44 | $82.40 | $29.66–$82.40 | 40% |
| Franciscan Health Rensselaer Rensselaer, IN · (219) 866-5141 Prev Visit Est Age 18-39 File of Jan 1, 2026 · source file | $63.72 | $178.00 | $44.50–$260.66 | 64% |
| Louis A Weiss Memorial Hospital Chicago, IL · (773) 878-8700 GYNE PERIODIC PREVENTIVE MED EST PATIENT 18-39 YRS BCE File of Mar 17, 2025 · source file | $81.26 | $239.00 | $39.75–$155.35 | 66% |
| Humboldt Park Health Chicago, IL · (773) 292-8200 Established patient periodic preventive medicine examination (18-39 years) File of Sep 29, 2026 · source file | $92.61 | $330.75 | $109.15–$347.29 | 72% |
| Resilience Healthcare West Suburban Medical Center Oak Park, IL · (708) 383-6200 SC PREVENTIVE VISIT ESTABLISHED 18-39 YEARS BCE File of Mar 17, 2025 · source file | $103.36 | $304.00 | $45.11–$197.60 | 66% |
| NorthShore University HealthSystems Glenbrook Hospital Glenview, IL Prev Med Est Pt 18-39 Yrs File of Jan 1, 2025 · source file | $178.10 | $274.00 | $36.99–$149.60 | 35% |
| NorthShore University HealthSystems Skokie Hospital Skokie, IL Prev Med Est Pt 18-39 Yrs File of Jan 1, 2025 · source file | $178.10 | $274.00 | $36.99–$149.60 | 35% |
| John H. Stroger, Jr. Hospital Chicago, IL · (312) 864-6000 PREVENTIVE MED ESTAB 18-39 File of Apr 1, 2026 · source file | $238.70 | $341.00 | $75.00–$272.80 | 30% |
| John H. Stroger, Jr. Hospital Chicago, IL · (312) 864-6000 PF-PREVENTIVE ESTAB 18-39 File of Apr 1, 2026 · source file | $252.70 | $361.00 | $5.00–$288.80 | 30% |
| Swedish Covenant Health Chicago, IL · (773) 878-8200 HB PREV MED,EST PT, 18-39 YRS File of Apr 1, 2026 · source file | $298.00 | $298.00 | — | — |
| Endeavor Health Highland Park Hospital Highland Park, IL HB PREV MED,EST PT, 18-39 YRS File of Apr 1, 2026 · source file | $298.00 | $298.00 | — | — |
| Elmhurst Memorial Hospital Elmhurst, IL · (331) 221-1000 HC ESTAB PT PREVENT MEDICINE 18 TO 39 YRS File of Apr 1, 2026 · source file | $298.00 | $298.00 | — | — |
| Edward Hospital Naperville, IL · (630) 527-3000 HC ESTAB PT PREVENT MEDICINE 18 TO 39 YRS File of Apr 1, 2026 · source file | $298.00 | $298.00 | — | — |
| Northshore University Healthsystem - Evanston Hospital Evanston, IL · (847) 570-2000 HB PREV MED,EST PT, 18-39 YRS File of Apr 1, 2026 · source file | $298.00 | $298.00 | — | — |
| The University of Chicago Medical Center Chicago, IL · (773) 702-9785 Hc Preventive Medicine Evaluation Established Patient; 18-39 Years-Pbb File of Apr 1, 2026 · source file | $378.00 | $378.00 | — | — |
Outpatient: lowest $29.66, median $178.10, highest $378.00 — a 12.7× difference within the same market.
As an inpatient, the same code is billed by 12 facilities here, median $238.05. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 7 of 9 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 2 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What annual physical, returning 18–39 is, what the price covers and why prices differ: Annual physical, returning 18–39 explained.