Annual physical, age 40–64 cost in Detroit, MI
In Detroit-Warren-Dearborn, MI, 15 hospitals list a cash price for preventive checkup, new patient aged 40–64: from $52.00 to $566.25, with a median of $218.00. The lowest listed price is at St Joseph Mercy Oakland — $166.00 less than the median here. Across Michigan, the median is $184.92 at 46 hospitals.
- The median here, $218.00, is 33% above the US median of $163.96.
- Detroit, MI has the lowest median of 2 metro areas in Michigan with at least 10 hospitals pricing this code.
- 8 of 15 hospitals list a cash price equal to their full list price, with no self-pay discount.
Cash prices at 15 facilities across 13 cities for code 99386, as an outpatient — the setting a self-pay patient normally buys. Collected Oct 26, 2026; the hospital files themselves were last updated between Dec 31, 2025 and Sep 2, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Detroit-Warren-Dearborn, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| St Joseph Mercy Oakland lowest Pontiac, MI · (248) 858-3000 HC E&M Preventive Medicine Initial Comprehensive New Patient 40-64 Years File of Mar 31, 2026 · source file | $52.00 | $80.00 | $24.00–$365.41 | 35% |
| McLaren Macomb Mount Clemens, MI · (586) 493-8000 Initial Comp Preventive Med 40 to 64 years New 99386 File of Dec 31, 2025 · source file | $131.50 | $263.00 | $75.48–$177.53 | 50% |
| McLaren Oakland Pontiac, MI · (248) 338-5000 Initial Comp Preventive Med 40 to 64 years New 99386 File of Dec 31, 2025 · source file | $131.50 | $263.00 | $109.62–$203.11 | 50% |
| McLaren Port Huron Port Huron, MI · (810) 987-5000 Initial Comp Preventive Med 40 to 64 years New 99386 File of Dec 31, 2025 · source file | $131.50 | $263.00 | $132.13–$197.25 | 50% |
| McLaren Lapeer Region Lapeer, MI · (810) 667-5500 Initial Comp Preventive Med 40 to 64 years New 99386 File of Dec 31, 2025 · source file | $131.50 | $263.00 | $61.12–$184.10 | 50% |
| Corewell Health Wayne Hospital Wayne, MI · (734) 467-4175 Hc Initial Preventive Medicine New Patient 40-64Yrs+1 more line at this price File of Apr 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Beaumont Hospital - Dearborn Dearborn, MI · (313) 593-7125 HC INITIAL PREVENTIVE MEDICINE NEW PATIENT 40-64YRS File of May 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Beaumont Hospital - Taylor Taylor, MI · (313) 295-5000 Hc Initial Preventive Medicine New Patient 40-64Yrs+1 more line at this price File of Apr 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Beaumont Hospital - Grosse Pointe Grosse Pointe, MI · (313) 473-1000 Hc Initial Preventive Medicine New Patient 40-64Yrs+1 more line at this price File of Apr 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Corewell Health Farmington Hills Hospital Farmington Hills, MI · (248) 471-8000 HC INITIAL PREVENTIVE MEDICINE NEW PATIENT 40-64YRS File of May 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Beaumont Hospital Royal Oak Royal Oak, MI · (248) 898-5400 HC INITIAL PREVENTIVE MEDICINE NEW PATIENT 40-64YRS File of May 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Corewell Health Trenton Hospital Trenton, MI · (734) 671-3800 Hc Initial Preventive Medicine New Patient 40-64Yrs+1 more line at this price File of Apr 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Beaumont Hospital, Troy Troy, MI · (248) 964-8800 Hc Initial Preventive Medicine New Patient 40-64Yrs+1 more line at this price File of Apr 1, 2026 · source file | $218.00 | $218.00 | — | — |
| Harper University Hospital Detroit, MI · (313) 745-6211 PREV MED NP 40-64YRS+1 more line at this price File of Sep 2, 2026 · source file | $294.75 | $393.00 | $1.00–$250.02 | 25% |
| VHS Sinai Grace Hospital Detroit, MI · (313) 966-3300 PREV MED NP 40-64YRS File of Apr 8, 2026 · source file | $566.25 | $755.00 | — | 25% |
Outpatient: lowest $52.00, median $218.00, highest $566.25 — a 10.9× difference within the same market.
As an inpatient, the same code is billed by 14 facilities here, median $218.00. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 5 of 6 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 1 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What annual physical, age 40–64 is, what the price covers and why prices differ: Annual physical, age 40–64 explained.