Level 5 ER visit cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 13 hospitals list a cash price for emergency room visit, level 5 of 5, high-complexity problem: from $257.99 to $4,622.44, with a median of $2,997.60. The lowest listed price is at Witham Memorial Hospital — $2,739.61 less than the median here. Across Indiana, the median is $1,779.00 at 61 hospitals.
Cash prices at 13 facilities across 9 cities for code 99285, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between Mar 31, 2026 and May 5, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Witham Memorial Hospital lowest Lebanon, IN · (765) 485-8000 Emergency department visit with high level of medical decision making | $257.99 | $368.55 | $48.00–$403.80 | 30% | Mar 31, 2026 source file |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Emergency department visit with high level of medical decision making | $310.40 | $388.00 | $161.52–$306.52 | 20% | May 5, 2026 source file |
| Major Hospital Shelbyville, IN · (317) 392-3211 Emergency department visit with high level of medical decision making | $1,531.09 | $4,939.00 | $1,197.15–$4,939.00 | 69% | Apr 7, 2026 source file |
| Riverview Health Noblesville, IN · (317) 773-0760 ED VISIT CARE LEVEL 5 | $1,779.00 | $2,965.00 | — | 40% | — source file |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Emergency department visit with high level of medical decision making | $2,017.60 | $2,522.00 | $630.08–$2,522.00 | 20% | May 5, 2026 source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 ED VISIT LEVEL 5 | $2,190.60 | $3,651.00 | $30.50–$252.81 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 ED VISIT LEVEL 5 W/ PROCEDURE | $2,190.60 | $3,651.00 | $30.50–$252.81 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 ED VISIT LEVEL 5 W/ PROCEDURE | $2,190.60 | $3,651.00 | $30.50–$252.81 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 ED VISIT LEVEL 5 | $2,190.60 | $3,651.00 | $30.50–$252.81 | 40% | — source file |
| Witham Memorial Hospital Lebanon, IN · (765) 485-8000 Emergency department visit with high level of medical decision making | $2,211.62 | $3,159.45 | $630.08–$7,898.63 | 30% | Mar 31, 2026 source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 ED VISIT LEVEL 5 W/ PROCEDURE | $2,458.20 | $4,097.00 | $28.23–$252.81 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 ED VISIT LEVEL 5 W/ PROCEDURE | $2,458.20 | $4,097.00 | $28.23–$252.81 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 ED VISIT LEVEL 5 | $2,458.20 | $4,097.00 | $28.23–$252.81 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 ED VISIT LEVEL 5 | $2,458.20 | $4,097.00 | $28.23–$252.81 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 ED VISIT LEVEL 5 W/ PROCEDURE | $2,997.60 | $4,996.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 ED VISIT LEVEL 5 | $2,997.60 | $4,996.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 ED VISIT LEVEL 5 W/ PROCEDURE | $2,997.60 | $4,996.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 ED VISIT LEVEL 5 | $2,997.60 | $4,996.00 | $30.50–$252.81 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| Carmel AmbSurg Carmel, IN ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Endo Surgery Center Carmel, IN ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Endo Surgery Center Carmel, IN ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Endo Surgery Center Carmel, IN ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Endo Surgery Center Carmel, IN ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Carmel AmbSurg Carmel, IN ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Carmel AmbSurg Carmel, IN ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| Carmel AmbSurg Carmel, IN ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $28.23–$252.81 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 ED VISIT LEVEL 5 W/ PROCEDURE | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 ED VISIT LEVEL 5 | $3,146.40 | $5,244.00 | $30.50–$252.81 | 40% | — source file |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC ER Level V | $4,622.44 | $5,136.04 | $295.00–$5,136.04 | 10% | — source file |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC ER Level V | $10,254.24 | $11,393.60 | $295.00–$11,393.60 | 10% | — source file |
Outpatient: lowest $257.99, median $2,997.60, highest $4,622.44 — a 17.9× difference within the same market.
As an inpatient, the same code is billed by 13 facilities here, median $2,997.60. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 3 of 12 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the highest of five emergency department visit levels, used for a serious problem that needs complex evaluation and treatment, often with a hospital admission or transfer. The level is assigned after the visit: doctors pick it by the complexity of their medical decision making, and hospitals pick the facility level by the care and resources used, so a patient cannot choose it in advance.
What the price covers
The hospital price for this code is the facility fee for the ER visit. The emergency physician bills separately, and lab tests, imaging, medicines and procedures are added on top.