Level 3 ER visit cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 18 hospitals list a cash price for emergency room visit, level 3 of 5, low-complexity problem: from $538.16 to $1,527.17, with a median of $938.43. The lowest listed price is at Major Hospital — $400.27 less than the median here. Across Indiana, the median is $776.40 at 84 hospitals.
- The median here, $938.43, is 46% above the US median of $644.80.
- That is 3.4× Medicare's 2026 national rate for the same service ($278.89).
- Every hospital here lists a cash price below its full list price.
Cash prices at 18 facilities across 12 cities for code 99283, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 2, 2026; the hospital files themselves were last updated between Jan 1, 2026 and Oct 26, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Major Hospital lowest Shelbyville, IN · (317) 392-3211 Emergency department visit with low level of medical decision making File of Oct 26, 2026 · source file | $538.16 | $1,736.00 | $548.74–$1,736.00 | 69% |
| Hendricks Regional Health Danville, IN · (317) 745-4451 HB ER LEVEL 3 File of May 20, 2026 · source file | $594.80 | $1,487.00 | $202.23–$14,267.78 | 60% |
| Franciscan St Francis Health - Carmel Carmel, IN · (317) 528-5000 Emergency Visit Level 3+1 more line at this price File of Jan 1, 2026 · source file | $628.55 | $2,721.00 | $288.81–$2,448.90 | 77% |
| Franciscan Health Indianapolis Indianapolis, IN · (317) 528-5000 OB Emergency Visit Level 3+1 more line at this price File of Jan 1, 2026 · source file | $628.55 | $2,721.00 | $288.81–$2,448.90 | 77% |
| Franciscan Health Mooresville Mooresville, IN · (317) 831-1160 OB Emergency Visit Level 3+1 more line at this price File of Jan 1, 2026 · source file | $691.13 | $2,721.00 | $288.81–$2,448.90 | 75% |
| Riverview Health Noblesville, IN · (317) 773-0760 ED VISIT CARE LEVEL 3 File of Apr 1, 2026 · source file | $795.60 | $1,326.00 | — | 40% |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 ED VISIT LEVEL 3+5 more lines at this price File of Jan 1, 2026 · source file | $875.40 | $1,459.00 | $11.03–$102.81 | 40% |
| Ascension St. Vincent Anderson Hospital Anderson, IN · (765) 649-2511 ED VISIT LEVEL 3 W/ PROCEDURE+3 more lines at this price File of Jan 1, 2026 · source file | $877.80 | $1,463.00 | $10.08–$102.81 | 40% |
| Witham Memorial Hospital Lebanon, IN · (765) 485-8000 Emergency department visit with low level of medical decision making File of Oct 26, 2026 · source file | $904.05 | $1,291.50 | $288.81–$3,228.75 | 30% |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Emergency department visit with low level of medical decision making File of Oct 22, 2026 · source file | $972.80 | $1,216.00 | $288.81–$1,216.00 | 20% |
| Naab Road Surgery Center Indianapolis, IN ED VISIT LEVEL 3+5 more lines at this price File of Jan 1, 2026 · source file | $1,047.00 | $1,745.00 | $10.08–$102.81 | 40% |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 ED VISIT LEVEL 3 W/ PROCEDURE+3 more lines at this price File of Jan 1, 2026 · source file | $1,047.00 | $1,745.00 | $11.03–$102.81 | 40% |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 ED VISIT LEVEL 3 W/ PROCEDURE+5 more lines at this price File of Jan 1, 2026 · source file | $1,047.00 | $1,745.00 | $11.03–$102.81 | 40% |
| Carmel AmbSurg Carmel, IN ED VISIT LEVEL 3 W/ PROCEDURE+5 more lines at this price File of Jan 1, 2026 · source file | $1,047.00 | $1,745.00 | $10.08–$102.81 | 40% |
| Endo Surgery Center Carmel, IN ED VISIT LEVEL 3 W/ PROCEDURE+5 more lines at this price File of Jan 1, 2026 · source file | $1,047.00 | $1,745.00 | $10.08–$102.81 | 40% |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 ED VISIT LEVEL 3 W/ PROCEDURE+3 more lines at this price File of Jan 1, 2026 · source file | $1,047.00 | $1,745.00 | $11.03–$102.81 | 40% |
| Hancock Regional Hospital Greenfield, IN · (317) 462-5544 Emergency department visit with low level of medical decision making File of Oct 16, 2026 · source file | $1,306.40 | $1,633.00 | $288.81–$4,899.00 | 20% |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC ER Level III File of Mar 1, 2026 · source file | $1,527.17 | $1,696.86 | $288.00–$1,696.86 | 10% |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC Center of Hope-Level III File of Mar 1, 2026 · source file | $1,942.20 | $2,158.00 | $288.00–$2,158.00 | 10% |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC ER Level III File of Mar 1, 2026 · source file | $2,209.54 | $2,455.05 | $288.00–$2,455.05 | 10% |
Outpatient: lowest $538.16, median $938.43, highest $1,527.17 — a 2.8× difference within the same market.
As an inpatient, the same code is billed by 17 facilities here, median $972.80. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 9 of 17 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 1 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What level 3 ER visit is, what the price covers and why prices differ: Level 3 ER visit explained.