Speech therapy session cost in New York, NY
In New York-Newark-Jersey City, NY-NJ, 67 hospitals list a cash price for speech therapy session, individual: from $24.10 to $2,152.00, with a median of $117.01. The lowest listed price is at Englewood Health — $92.91 less than the median here. Across New York, the median is $167.93 at 97 hospitals.
- The median here, $117.01, is 42% below the US median of $203.00.
- That is 1.5× Medicare's 2026 national rate for the same service ($76.15).
- New York, NY has the lowest median of 2 metro areas in New York with at least 10 hospitals pricing this code.
- 12 of 67 hospitals list a cash price equal to their full list price, with no self-pay discount.
Cash prices at 67 facilities across 45 cities for code 92507, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 11, 2026; the hospital files themselves were last updated between Oct 28, 2025 and Sep 28, 2026.
Lowest$24.10Englewood Health
Median$117.01half of hospitals charge less
Highest$2,152.00in this market
Difference89.3×highest vs lowest
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in New York-Newark-Jersey City, NY-NJ.
median
Lowest $24.10Highest $2,152.00
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Englewood Health lowest Englewood, NJ · (201) 894-3000 Speech Indi Ther 15min92507 File of Feb 2, 2026 · source file | $24.10 | $241.00 | $17.62–$192.80 | 90% |
| Englewood Health Englewood, NJ · (201) 894-3000 Speech Indi Ther 30min92507 File of Feb 2, 2026 · source file | $70.50 | $705.00 | $51.54–$564.00 | 90% |
| Englewood Health Englewood, NJ · (201) 894-3000 Speech Indi Ther 45min92507 File of Feb 2, 2026 · source file | $73.30 | $733.00 | $53.58–$586.40 | 90% |
| St Joseph's Hospital, Yonkers Yonkers, NY · (914) 378-7000 Tx sp lang voice comm indiv+2 more lines at this price File of Jul 13, 2026 · source file | $74.43 | — | $61.80–$573.86 | — |
| Bellevue Hospital Center New York, NY · (212) 561-4132 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $83.73 | — | $5.93–$277.99 | — |
| Metropolitan Hospital Center New York, NY · (212) 423-6262 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $83.73 | — | $5.93–$277.10 | — |
| Saint Marys Hospital Passaic, NJ · (973) 365-4300 Hc Speech/Hearing Therapy Individual, 15 Min+4 more lines at this price File of Sep 1, 2026 · source file | $84.00 | $320.00 | $61.09–$678.30 | 74% |
| Queens Hospital Center Jamaica, NY · (718) 883-3000 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $84.47 | — | $5.93–$278.88 | — |
| Elmhurst Hospital Center Broadway Elmhurst, NY · (718) 334-1141 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $84.47 | — | $5.93–$275.32 | — |
| Kings County Hospital Center Brooklyn, NY · (718) 245-3901 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$277.10 | — |
| South Brooklyn Health Brooklyn, NY · (718) 616-4834 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$277.10 | — |
| North Central Bronx Hospital Bronx, NY TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$274.43 | — |
| Jacobi Medical Center Bronx, NY · (718) 918-5000 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$274.43 | — |
| Woodhull Medical & Mental Health Center Brooklyn, NY · (718) 963-8100 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$277.10 | — |
| Harlem Hospital Center New York, NY · (212) 939-1000 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$277.10 | — |
| Lincoln Medical & Mental Health Center Bronx, NY · (718) 579-5000 TX SP LANG VOICE COMM INDIV File of Sep 5, 2026 · source file | $85.07 | — | $5.93–$277.99 | — |
| CentraState Medical Center Freehold Township, NJ · (732) 294-7012 Tx Speech Hearing Indiv 1/2 Hr+3 more lines at this price File of Apr 1, 2026 · source file | $92.31 | $650.00 | — | 86% |
| Chilton Medical Center Pompton Plains, NJ · (973) 831-5000 Tx Speech Hearing Indiv 1 Hr+3 more lines at this price File of Apr 1, 2026 · source file | $92.31 | $970.00 | — | 90% |
| Overlook Medical Center Summit, NJ · (908) 522-2000 Tx Speech Hearing Indiv 3/4 Hr+3 more lines at this price File of Apr 1, 2026 · source file | $92.31 | $639.00 | — | 86% |
| Newton Medical Center Newton, NJ · (973) 383-2121 Tx Speech Hearing Indiv 3/4 Hr+3 more lines at this price File of Apr 1, 2026 · source file | $92.31 | $866.00 | — | 89% |
| Morristown Medical Center Morristown, NJ · (973) 971-5450 Tx Speech Hearing Indiv 1 Hr+3 more lines at this price File of Apr 1, 2026 · source file | $92.31 | $645.00 | — | 86% |
| Ocean Medical Center Brick, NJ · (732) 840-2200 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV+1 more line at this price File of Dec 31, 2025 · source file | $98.27 | $413.00 | $58.65–$439.12 | 76% |
| Hackensack University Medical Center Hackensack, NJ · (551) 996-2000 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $444.00 | $79.92–$444.00 | 78% |
| JFK University Medical Center Edison, NJ · (732) 321-7000 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV+1 more line at this price File of Dec 31, 2025 · source file | $98.27 | $444.00 | $71.48–$439.12 | 78% |
| Jersey Shore University Medical Center Neptune City, NJ · (732) 775-5500 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $444.00 | $73.70–$444.00 | 78% |
| Bayshore Medical Center Holmdel, NJ · (732) 739-5900 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $413.00 | $60.00–$117.92 | 76% |
| Riverview Medical Center Red Bank, NJ · (732) 741-2700 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $413.00 | $58.23–$404.53 | 76% |
| Raritan Bay Medical Center Perth Amboy, NJ · (732) 324-5000 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $413.00 | $90.00–$374.00 | 76% |
| Old Bridge Medical Center Old Bridge, NJ TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $413.00 | $90.00–$374.00 | 76% |
| Southern Ocean Medical Center Manahawkin, NJ · (609) 597-6011 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $413.00 | $74.34–$406.23 | 76% |
| Palisades Medical Center North Bergen, NJ · (201) 854-5000 TX SPEECH LANG VOICE COMMJ &/AUDITORY PROC INDIV File of Dec 31, 2025 · source file | $98.27 | $413.00 | $70.62–$394.95 | 76% |
| Englewood Health Englewood, NJ · (201) 894-3000 Speech Indi Ther 60min92507 File of Feb 2, 2026 · source file | $100.90 | $1,009.00 | $73.76–$807.20 | 90% |
| Hackensack Meridian Mountainside Medical Center Montclair, NJ · (973) 429-6000 Treatment of speech, language, voice, communication, and/or hearing processing disorder File of Feb 12, 2026 · source file | $101.06 | $424.00 | $44.52–$626.98 | 76% |
| NYU Langone – Tisch Hospital New York, NY · (212) 263-7300 HC TX SP LANG COMUNICAJ PCX DISORDER INDIV File of Jan 1, 2026 · source file | $117.01 | $615.83 | $73.00–$692.86 | 81% |
| NYU Langone – Orthopedic Hospital New York, NY HC TX SP LANG COMUNICAJ PCX DISORDER INDIV File of Jan 1, 2026 · source file | $117.01 | $615.83 | $73.00–$692.86 | 81% |
| NYU Langone Mineola, NY HC TX SP LANG COMUNICAJ PCX DISORDER INDIV File of Jan 1, 2026 · source file | $117.01 | $615.83 | $73.00–$692.86 | 81% |
| NYU Langone Hospital - Suffolk Patchogue, NY · (631) 654-7100 HC TX SP LANG COMUNICAJ PCX DISORDER INDIV File of Jan 1, 2026 · source file | $117.01 | $615.83 | $73.00–$692.86 | 81% |
| NYU Langone Brooklyn, NY HC TX SP LANG COMUNICAJ PCX DISORDER INDIV File of Jan 1, 2026 · source file | $117.01 | $615.83 | $73.00–$692.86 | 81% |
| Interfaith Medical Center Brooklyn, NY HC SPEECH TREATMENT INDIVIDUAL File of Aug 1, 2026 · source file | $143.77 | $182.00 | $74.62–$323.47 | 21% |
| Kingsbrook Jewish Medical Center Brooklyn, NY HC SPEECH TREATMENT INDIVIDUAL File of Aug 1, 2026 · source file | $143.77 | $182.00 | $74.62–$323.47 | 21% |
| Brookdale Hospital Medical Center Brooklyn, NY · (718) 240-5966 HC SPEECH TREATMENT INDIVIDUAL File of Aug 1, 2026 · source file | $143.77 | $182.00 | $73.00–$323.47 | 21% |
| Englewood Health Englewood, NJ · (201) 894-3000 Speech Indi Ther 90min92507 File of Feb 2, 2026 · source file | $157.70 | $1,577.00 | $115.28–$1,261.60 | 90% |
| BronxCare Hospital Center - Fulton Campus Bronx, NY · (212) 588-7000 TELE 5-10M SPEECH/HEAR THER IN+2 more lines at this price File of May 5, 2026 · source file | $167.93 | $167.93 | $4.75–$151.14 | — |
| Bronx-Lebanon Hospital Center - Concourse Division Bronx, NY · (212) 588-7000 TELE 11-20M SPEECH/HEAR THER I+2 more lines at this price File of Apr 17, 2026 · source file | $167.93 | $167.93 | $4.75–$151.14 | — |
| Bronx-Lebanon Hospital Center - Concourse Division Bronx, NY · (212) 588-7000 SPEECH/HEARING THERAPY,INDIV File of Apr 17, 2026 · source file | $173.40 | $173.40 | $4.75–$156.06 | — |
| BronxCare Hospital Center - Fulton Campus Bronx, NY · (212) 588-7000 SPEECH/HEARING THERAPY,INDIV File of May 5, 2026 · source file | $173.40 | $173.40 | $4.75–$156.06 | — |
| Montefiore Medical Center Bronx, NY · (718) 920-4321 PR TX SPEECH LANG VOICE COMMJ&/AUD PROC DO INDIV+1 more line at this price File of Sep 28, 2026 · source file | $176.47 | $269.83 | $30.28–$449.26 | 35% |
| Jamaica Hospital Medical Center Jamaica, NY · (718) 262-6000 TX SP LANG VOICE COMM INDIV File of Mar 25, 2026 · source file | $182.00 | $182.00 | $5.22–$1,912.00 | — |
| Flushing Hospital Medical Center Flushing, NY · (718) 670-5000 TX SP LANG VOICE COMM INDIV File of Mar 25, 2026 · source file | $182.00 | $182.00 | $4.70–$1,912.00 | — |
| Nassau University Medical Center East Meadow, NY · (516) 572-0123 Speech Therapy 1/4 Hr Individl+8 more lines at this price File of Oct 28, 2025 · source file | $203.00 | $290.00 | $65.00–$290.00 | 30% |
| The Valley Hospital Paramus, NJ · (201) 447-8000 SP - SPEECH THER-45 MIN TELE File of May 6, 2026 · source file | $210.00 | $350.00 | $16.15–$304.50 | 40% |
| The Valley Hospital Paramus, NJ · (201) 447-8000 ST - SPEECH THER TELEMED File of May 6, 2026 · source file | $220.80 | $368.00 | $16.15–$320.16 | 40% |
| The Valley Hospital Paramus, NJ · (201) 447-8000 ST - SPEECH THER File of May 6, 2026 · source file | $241.80 | $403.00 | $60.00–$456.00 | 40% |
| Children's Specialized Hospital Mountainside, NJ · (732) 258-7050 HC Slp Speech/Hearing Therapy, Individual File of Mar 4, 2026 · source file | $250.50 | $501.00 | $237.00–$490.98 | 50% |
| The Valley Hospital Paramus, NJ · (201) 447-8000 SPEECH LANGUAGE THERAPY File of May 6, 2026 · source file | $254.40 | $424.00 | $60.00–$456.00 | 40% |
| St. Francis Hospital Roslyn, NY HC SPEECH LANG THERAPY File of Feb 19, 2026 · source file | $270.09 | $370.00 | $4.75–$370.00 | 27% |
| St. Charles Hospital and Rehabilitation Center Port Jefferson, NY HC SPEECH LANG THERAPY File of Feb 19, 2026 · source file | $270.09 | $370.00 | $4.75–$370.00 | 27% |
| Chsli St Joseph Hospital Bethpage, NY · (516) 759-6000 HC SPEECH LANG THERAPY File of Feb 19, 2026 · source file | $270.09 | $370.00 | $4.75–$370.00 | 27% |
| Good Samaritan Hospital Medical Center West Islip, NY · (631) 376-3000 HC SPEECH LANG THERAPY File of Feb 19, 2026 · source file | $270.09 | $370.00 | $4.75–$370.00 | 27% |
| St. Catherine of Siena Medical Center Smithtown, NY · (631) 862-3000 HC SPEECH LANG THERAPY File of Feb 19, 2026 · source file | $270.09 | $370.00 | $4.75–$370.00 | 27% |
| Mercy Medical Center Rockville Centre, NY · (516) 705-2525 HC SPEECH LANG THERAPY File of Feb 19, 2026 · source file | $270.09 | $370.00 | $4.75–$370.00 | 27% |
| The Valley Hospital Paramus, NJ · (201) 447-8000 SP - INIT - 4 VISITS PLAN-TELE File of May 6, 2026 · source file | $271.20 | $452.00 | $16.15–$393.24 | 40% |
| Overlook Medical Center Summit, NJ · (908) 522-2000 Tx Speech Hearing Indiv 3/4 Hr File of Apr 1, 2026 · source file | $276.93 | $1,917.00 | — | 86% |
| Morristown Medical Center Morristown, NJ · (973) 971-5450 Tx Speech Hearing Indiv 3/4 Hr File of Apr 1, 2026 · source file | $276.93 | $1,803.00 | — | 85% |
| Chilton Medical Center Pompton Plains, NJ · (973) 831-5000 Tx Speech Hearing Indiv 3/4 Hr File of Apr 1, 2026 · source file | $276.93 | $2,190.00 | — | 87% |
| The Valley Hospital Paramus, NJ · (201) 447-8000 ST - SPEECH THER-60 MIN TELE File of May 6, 2026 · source file | $279.60 | $466.00 | $16.15–$456.00 | 40% |
| Stony Brook Southampton Hospital Southampton, NY TX SP LANG VOICE COMM INDIV File of Jun 17, 2026 · source file | $306.70 | $306.70 | $85.34–$606.00 | — |
| New York Eye and Ear Infirmary of Mount Sinai New York, NY · (212) 979-4000 SPCH-THERAPY INDIV. SESSION+1 more line at this price File of Apr 1, 2026 · source file | $315.00 | $350.00 | — | 10% |
| St Johns Riverside Hospital Park Care Pavillion Yonkers, NY · (914) 964-4444 TX SP LANG VOICE COMM INDIV File of Mar 27, 2026 · source file | $320.45 | $377.00 | $72.54–$3,783.00 | 15% |
| Maimonides Medical Center Brooklyn, NY · (718) 283-6000 SPEECH THERAPY INDIV 1 HR File of Apr 1, 2026 · source file | $350.00 | $350.00 | — | — |
| Newton Medical Center Newton, NJ · (973) 383-2121 Tx Speech Hearing Indiv 3/4 Hr File of Apr 1, 2026 · source file | $369.24 | $3,177.00 | — | 88% |
| Saint Peters University Hospital New Brunswick, NJ · (732) 745-8600 TM ST SPEECH/HEARING THERAPY GN,GT File of Nov 19, 2025 · source file | $394.00 | $645.00 | $11.00–$645.00 | 39% |
| Saint Peters University Hospital New Brunswick, NJ · (732) 745-8600 TM PEDS SPEECH/HEARING THERAPY GN GT File of Nov 19, 2025 · source file | $421.00 | $645.00 | $11.00–$645.00 | 35% |
| Saint Peters University Hospital New Brunswick, NJ · (732) 745-8600 ST TREATMENT PEDS GN File of Nov 19, 2025 · source file | $424.00 | $645.00 | $60.00–$645.00 | 34% |
| Maimonides Medical Center Brooklyn, NY · (718) 283-6000 TX SPEECH/LANG/AUD,INDIV File of Apr 1, 2026 · source file | $440.00 | $440.00 | — | — |
| Saint Peters University Hospital New Brunswick, NJ · (732) 745-8600 ST TREATMENT ADULT GN File of Nov 19, 2025 · source file | $485.00 | $645.00 | $60.00–$645.00 | 25% |
| Mount Sinai Queens Long Island, NY HC Speech/Hear/Voice Tx Individu (15min)+1 more line at this price File of Apr 1, 2026 · source file | $522.00 | $580.00 | — | 10% |
| Mount Sinai Brooklyn Brooklyn, NY · (212) 420-2000 Tx Sp Lang Comunicaj Pcx Disorder Indiv - 92507+1 more line at this price File of Apr 1, 2026 · source file | $522.00 | $580.00 | — | 10% |
| The Mount Sinai Hospital New York, NY · (212) 241-7981 Tx Sp Lang Comunicaj Pcx Disorder Indiv - 92507+1 more line at this price File of Apr 1, 2026 · source file | $522.00 | $580.00 | — | 10% |
| Mount Sinai Morningside New York, NY HC Speech/Hear/Voice Tx Individu (15min)+1 more line at this price File of Apr 1, 2026 · source file | $522.00 | $580.00 | — | 10% |
| Mount Sinai Brooklyn Brooklyn, NY · (212) 420-2000 HC Speech/Hearing Ther (30 Min) File of Apr 1, 2026 · source file | $549.00 | $610.00 | — | 10% |
| Mount Sinai Morningside New York, NY HC Speech/Hearing Ther (30 Min) File of Apr 1, 2026 · source file | $549.00 | $610.00 | — | 10% |
| Mount Sinai Queens Long Island, NY HC Speech/Hearing Ther (30 Min) File of Apr 1, 2026 · source file | $549.00 | $610.00 | — | 10% |
| The Mount Sinai Hospital New York, NY · (212) 241-7981 HC Speech/Hearing Ther (30 Min) File of Apr 1, 2026 · source file | $549.00 | $610.00 | — | 10% |
| CentraState Medical Center Freehold Township, NJ · (732) 294-7012 Tx Speech Hearing Indiv 3/4 Hr File of Apr 1, 2026 · source file | $550.71 | $3,441.00 | — | 84% |
| Mount Sinai Morningside New York, NY HC Speech/Hearing Ther (45 Min)+1 more line at this price File of Apr 1, 2026 · source file | $576.00 | $640.00 | — | 10% |
| Mount Sinai Brooklyn Brooklyn, NY · (212) 420-2000 HC Speech/Hear/Voice Tx Individu+1 more line at this price File of Apr 1, 2026 · source file | $576.00 | $640.00 | — | 10% |
| The Mount Sinai Hospital New York, NY · (212) 241-7981 HC Speech/Hearing Ther (45 Min)+1 more line at this price File of Apr 1, 2026 · source file | $576.00 | $640.00 | — | 10% |
| Mount Sinai Queens Long Island, NY HC Speech/Hearing Ther (45 Min)+1 more line at this price File of Apr 1, 2026 · source file | $576.00 | $640.00 | — | 10% |
| Mount Sinai Morningside New York, NY HC Speech/Hearing Ther (60 Min) File of Apr 1, 2026 · source file | $603.00 | $670.00 | — | 10% |
| Mount Sinai Brooklyn Brooklyn, NY · (212) 420-2000 HC Speech/Hearing Ther (60 Min) File of Apr 1, 2026 · source file | $603.00 | $670.00 | — | 10% |
| The Mount Sinai Hospital New York, NY · (212) 241-7981 HC Speech/Hearing Ther (60 Min) File of Apr 1, 2026 · source file | $603.00 | $670.00 | — | 10% |
| Mount Sinai Queens Long Island, NY HC Speech/Hearing Ther (60 Min) File of Apr 1, 2026 · source file | $603.00 | $670.00 | — | 10% |
| Westchester Medical Center Valhalla, NY · (914) 493-7000 SPEECH/HEARING THERAPY INDV CC File of Jul 28, 2026 · source file | $605.00 | $605.00 | $59.74–$661.00 | — |
| Memorial Hospital for Cancer and Allied Diseases West Harrison, NY HC Speech/Lang/Voice Tep Treat File of Dec 1, 2025 · source file | $670.00 | $670.00 | $143.77–$734.00 | — |
| Memorial Hospital for Cancer and Allied Diseases New York, NY HC Speech/Lang/Voice Tep Treat File of Dec 1, 2025 · source file | $670.00 | $670.00 | $143.77–$734.00 | — |
| Memorial Hospital for Cancer and Allied Diseases Basking Ridge, NJ HC Speech/Lang/Voice Tep Treat File of Dec 1, 2025 · source file | $670.00 | $670.00 | $249.00–$734.00 | — |
| Memorial Hospital for Cancer and Allied Diseases Middletown, NJ HC Speech/Lang/Voice Tep Treat File of Dec 1, 2025 · source file | $670.00 | $670.00 | $249.00–$734.00 | — |
| Hudson Regional Hospital Secaucus, NJ · (201) 392-3200 Treatment of speech, language, voice, communication, and/or hearing processing disorder File of Sep 23, 2026 · source file | $2,152.00 | $2,152.00 | $60.00–$4,060.82 | — |
Hospital The hospital that published the price, its city and the line exactly as written in its price file.
Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More
List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More
Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More
Off list How much lower the cash price is than the list price.
At or below Medicare This cash price is at or below what Medicare pays a hospital for the same service, which is unusually low. It is what the hospital's file says; confirm it and what it includes before booking. More
No cash discount This line's cash price equals the hospital's full list price. Many hospitals still reduce bills for uninsured patients: ask the billing office for its self-pay discount in writing. More
Outpatient: lowest $24.10, median $117.01, highest $2,152.00 — a 89.3× difference within the same market.
As an inpatient, the same code is billed by 30 facilities here, median $143.77. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 54 of 56 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What speech therapy session is, what the price covers and why prices differ: Speech therapy session explained.