Family therapy, no patient cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 10 hospitals list a cash price for family therapy without the patient, 50 minutes: from $85.20 to $304.20, with a median of $111.80. The lowest listed price is at Carmel AmbSurg and 3 other hospitals — $26.60 less than the median here. Across Indiana, the median is $204.60 at 32 hospitals.
- The median here, $111.80, is 47% below the US median of $210.44.
- That is 0.6× Medicare's 2026 national rate for the same service ($181.34).
- Every hospital here lists a cash price below its full list price.
Cash prices at 10 facilities across 6 cities for code 90846, as an outpatient — the setting a self-pay patient normally buys. Collected Oct 23, 2026; the hospital files themselves were last updated between Jan 1, 2026 and Oct 22, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Carmel AmbSurg lowest Carmel, IN FAMILY PSYTX W/O PATIENT+1 more line at this price File of Jan 1, 2026 · source file | $85.20 | $142.00 | $16.75–$128.14 | 40% |
| St. Vincent Carmel Hospital lowest Carmel, IN · (317) 582-7000 FAMILY PSYTX W/O PATIENT+1 more line at this price File of Jan 1, 2026 · source file | $85.20 | $142.00 | $16.75–$128.14 | 40% |
| Endo Surgery Center lowest Carmel, IN FAMILY PSYTX W/O PATIENT+1 more line at this price File of Jan 1, 2026 · source file | $85.20 | $142.00 | $16.75–$128.14 | 40% |
| Naab Road Surgery Center lowest Indianapolis, IN FAMILY PSYTX W/O PATIENT+1 more line at this price File of Jan 1, 2026 · source file | $85.20 | $142.00 | $16.75–$128.14 | 40% |
| Franciscan St Francis Health - Carmel Carmel, IN · (317) 528-5000 Family Therapy W/O Pt 50 Min File of Jan 1, 2026 · source file | $111.80 | $484.00 | $79.56–$435.60 | 77% |
| Franciscan Health Indianapolis Indianapolis, IN · (317) 528-5000 Family Therapy W/O Pt 50 Min File of Jan 1, 2026 · source file | $111.80 | $484.00 | $79.56–$435.60 | 77% |
| Franciscan Health Mooresville Mooresville, IN · (317) 831-1160 Family Therapy W/O Pt 50 Min File of Jan 1, 2026 · source file | $122.94 | $484.00 | $79.56–$435.60 | 75% |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Family psychotherapy without patient, 50 minutes File of Oct 22, 2026 · source file | $196.80 | $246.00 | $98.20–$194.34 | 20% |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 FAMILY PSYTX W/O PATIENT+1 more line at this price File of Jan 1, 2026 · source file | $204.60 | $341.00 | $16.75–$128.14 | 40% |
| Riverview Health Noblesville, IN · (317) 773-0760 PSYCH FAM THER WO PT 50MIN (MAX QTY 2) File of Apr 1, 2026 · source file | $304.20 | $507.00 | — | 40% |
Outpatient: lowest $85.20, median $111.80, highest $304.20 — a 3.6× difference within the same market.
As an inpatient, the same code is billed by 9 facilities here, median $111.80. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 7 of 9 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What family therapy, no patient is, what the price covers and why prices differ: Family therapy, no patient explained.