Therapy session, 45 min cost in Chicago, IL
In Chicago-Naperville-Elgin, IL-IN, 36 hospitals list a cash price for psychotherapy session, 45 minutes: from $39.22 to $500.25, with a median of $188.25. The lowest listed price is at Morris Hospital — $149.03 less than the median here. Across Illinois, the median is $193.25 at 66 hospitals.
- The median here, $188.25, is 12% below the US median of $213.24.
- That is about the same as Medicare's 2026 national rate for the same service ($181.34).
- 11 of 36 hospitals list a cash price equal to their full list price, with no self-pay discount.
Cash prices at 36 facilities across 24 cities for code 90834, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 6, 2026; the hospital files themselves were last updated between Jan 1, 2025 and Nov 3, 2026.
Lowest$39.22Morris Hospital
Median$188.25half of hospitals charge less
Highest$500.25in this market
Difference12.8×highest vs lowest
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Chicago-Naperville-Elgin, IL-IN.
median
Lowest $39.22Highest $500.25
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Morris Hospital lowest Morris, IL · (815) 942-2932 Psychotherapy, 45 minutes File of Oct 27, 2026 · source file | $39.22 | $163.00 | $70.42–$167.89 | 76% |
| Resilience Healthcare West Suburban Medical Center Oak Park, IL · (708) 383-6200 SC PSYCHOTHERAPY, 45 MIN W/PATIENT File of Mar 17, 2025 · source file | $80.58 | $237.00 | $35.17–$170.84 | 66% |
| NorthShore University HealthSystems Skokie Hospital Skokie, IL Psychotherapy Pt &/or Family 45 Minutes File of Jan 1, 2025 · source file | $91.65 | $141.00 | $19.04–$76.99 | 35% |
| NorthShore University HealthSystems Glenbrook Hospital Glenview, IL Psychotherapy Pt &/or Family 45 Minutes File of Jan 1, 2025 · source file | $91.65 | $141.00 | $19.04–$76.99 | 35% |
| Presence Saint Joseph Hospital - Chicago Chicago, IL · (773) 665-3000 HC TELEHEALTH PSYTX PT 45 MINUTES+1 more line at this price File of Jan 1, 2026 · source file | $109.56 | $332.00 | $195.00–$307.44 | 67% |
| Porter-Starke Services Valparaiso, IN · (219) 531-3500 Therapy Individual, 38 to 52 min - Therapists File of Aug 6, 2026 · source file | $132.00 | $132.00 | $57.00–$103.03 | — |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Psychotherapy W/Patient 45 Minutes File of Apr 1, 2026 · source file | $133.70 | $191.00 | $44.69–$392.00 | 30% |
| Northwestern Medicine Kishwaukee Hospital DeKalb, IL · (815) 756-1521 HB Psychotherapy W/Patient 45 Minutes File of Apr 1, 2026 · source file | $133.70 | $191.00 | $34.95–$191.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Cdh M/H OP Counseling Ind- 45 Min File of Apr 1, 2026 · source file | $135.80 | $194.00 | $37.64–$205.00 | 30% |
| La Rabida Children's Hospital Chicago, IL · (773) 363-6700 OP IND PSY 45 File of Apr 1, 2026 · source file | $142.80 | $142.80 | — | — |
| Northwestern Medicine Delnor Hospital Geneva, IL · (630) 208-3000 HB Cdh C/D OP Mat Therapy+2 more lines at this price File of Apr 1, 2026 · source file | $143.50 | $205.00 | $30.55–$205.00 | 30% |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Cdh C/D OP Mat Therapy+2 more lines at this price File of Apr 1, 2026 · source file | $143.50 | $205.00 | $14.15–$205.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Cdh C/D OP Counseling Ind- 45 Min+1 more line at this price File of Apr 1, 2026 · source file | $143.50 | $205.00 | $47.97–$205.00 | 30% |
| Humboldt Park Health Chicago, IL · (773) 292-8200 Psychotherapy, 45 minutes File of Sep 29, 2026 · source file | $152.32 | $544.00 | $179.52–$571.20 | 72% |
| Porter-Starke Services Valparaiso, IN · (219) 531-3500 Therapy Individual, 38 to 52 min - Psychologist File of Aug 6, 2026 · source file | $158.00 | $158.00 | $60.00–$111.50 | — |
| Elmhurst Memorial Hospital Elmhurst, IL · (331) 221-1000 PSYCHOTHERAPY PT &/OR FAMILY 45 MINUTES File of Apr 1, 2026 · source file | $160.00 | $160.00 | — | — |
| Northshore University Healthsystem - Evanston Hospital Evanston, IL · (847) 570-2000 PSYCHOTHERAPY PT &/OR FAMILY 45 MINUTES File of Apr 1, 2026 · source file | $160.00 | $160.00 | — | — |
| Endeavor Health Highland Park Hospital Highland Park, IL PSYCHOTHERAPY PT &/OR FAMILY 45 MINUTES File of Apr 1, 2026 · source file | $160.00 | $160.00 | — | — |
| Swedish Covenant Health Chicago, IL · (773) 878-8200 PSYCHOTHERAPY PT &/OR FAMILY 45 MINUTES File of Apr 1, 2026 · source file | $160.00 | $160.00 | — | — |
| John H. Stroger, Jr. Hospital Chicago, IL · (312) 864-6000 PF-PSYCHOTH, 45 MINUTES File of Apr 1, 2026 · source file | $163.80 | $234.00 | $66.86–$187.20 | 30% |
| La Rabida Children's Hospital Chicago, IL · (773) 363-6700 TRAUMA CNSLG 45MIN File of Apr 1, 2026 · source file | $175.46 | $175.46 | — | — |
| Advocate Illinois Masonic Medical Center Chicago, IL · (773) 975-1600 PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $187.50 | $375.00 | $147.75–$596.16 | 50% |
| Saint Francis Hospital Evanston, IL · (847) 316-4000 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Sep 1, 2026 · source file | $189.00 | $332.00 | $66.40–$332.00 | 43% |
| Mercy Medical Center Aurora, IL · (630) 859-2222 PSYCHOTHERAPY 45 MIN File of Sep 1, 2026 · source file | $189.00 | $1,298.00 | $93.12–$1,298.00 | 85% |
| Advocate Good Shepherd Hospital Barrington, IL · (847) 381-9600 PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $197.50 | $395.00 | $155.63–$596.16 | 50% |
| NorthShore University HealthSystems Skokie Hospital Skokie, IL HB Psychotherapy W/Pt &/or Family 45 Mins+1 more line at this price File of Jan 1, 2025 · source file | $219.05 | $337.00 | $45.50–$184.00 | 35% |
| NorthShore University HealthSystems Glenbrook Hospital Glenview, IL HB Psychotherapy W/Pt &/or Family 45 Mins+1 more line at this price File of Jan 1, 2025 · source file | $219.05 | $337.00 | $45.50–$184.00 | 35% |
| Advocate Lutheran General Hospital Park Ridge, IL · (847) 723-2210 PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $260.00 | $520.00 | $204.88–$586.75 | 50% |
| Advocate Childrens Hospital Park Ridge Park Ridge, IL PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $260.00 | $520.00 | $204.88–$597.87 | 50% |
| Jackson Park Hospital Foundation Chicago, IL · (773) 947-7500 Psychotherapy, 45 min. w/ pt &/ Family File of Dec 26, 2025 · source file | $263.34 | $329.18 | — | 20% |
| Jackson Park Hospital Foundation Chicago, IL · (773) 947-7500 Psychotherapy 45 min w/pt & or family File of Dec 26, 2025 · source file | $264.00 | $330.00 | — | 20% |
| The University of Chicago Medical Center Chicago, IL · (773) 702-9785 Hc Psychotherapy, 45 Minutes With Patient And/Or Family Member-Pbb File of Apr 1, 2026 · source file | $273.00 | $273.00 | — | — |
| Northwestern Lake Forest Hospital Lake Forest, IL · (847) 234-5600 HB Psychotherapy W/Patient 45 Minutes File of Apr 1, 2026 · source file | $274.40 | $392.00 | $65.07–$392.00 | 30% |
| Northwestern Medicine McHenry Hospital McHenry, IL · (815) 344-5000 HB Psychotherapy W/Patient 45 Minutes File of Apr 1, 2026 · source file | $274.40 | $392.00 | $75.66–$392.00 | 30% |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Psychotherapy W/Patient 45 Minutes File of Apr 1, 2026 · source file | $274.40 | $392.00 | $27.05–$392.00 | 30% |
| Advocate Childrens Hospital Oak Lawn Oak Lawn, IL PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $277.50 | $555.00 | $218.67–$589.31 | 50% |
| Advocate Christ Medical Center Oak Lawn, IL · (708) 684-8000 PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $277.50 | $555.00 | $193.70–$578.62 | 50% |
| Advocate South Suburban Hospital Hazel Crest, IL PSYCHOTHERAPY 45 MIN W/T File of Nov 3, 2026 · source file | $277.50 | $555.00 | $218.67–$594.45 | 50% |
| John H. Stroger, Jr. Hospital Chicago, IL · (312) 864-6000 PSYCHOTH, 45 MINUTES File of Apr 1, 2026 · source file | $317.80 | $454.00 | $68.70–$363.20 | 30% |
| Advocate Childrens Hospital Park Ridge Park Ridge, IL PEDS PSYCHOTHERAPY PATIENT 45MIN File of Nov 3, 2026 · source file | $320.00 | $640.00 | $252.16–$597.87 | 50% |
| Palos Community Hospital Palos Heights, IL · (708) 923-4000 HB Psychotherapy W/Patient 45 Minutes File of Apr 1, 2026 · source file | $333.90 | $477.00 | $76.32–$477.00 | 30% |
| Northshore University Healthsystem - Evanston Hospital Evanston, IL · (847) 570-2000 HB PSYCHOTHERAPY W/PT &/OR FAMILY 45 MINS - MC+1 more line at this price File of Apr 1, 2026 · source file | $346.00 | $346.00 | — | — |
| Northwest Community Hospital Arlington Heights, IL · (847) 618-1000 Hb Psytx W Pt 45 Minutes File of Apr 1, 2026 · source file | $346.00 | $346.00 | — | — |
| Swedish Covenant Health Chicago, IL · (773) 878-8200 HB PSYCHOTHERAPY W/PT &/OR FAMILY 45 MINS - MC+1 more line at this price File of Apr 1, 2026 · source file | $346.00 | $346.00 | — | — |
| Naperville Psychiatric Ventures Naperville, IL HC PSYCHOTHERAPY W/PATIENT 45 MINUTES File of Apr 1, 2026 · source file | $346.00 | $346.00 | — | — |
| Endeavor Health Highland Park Hospital Highland Park, IL HB PSYCHOTHERAPY W/PT &/OR FAMILY 45 MINS+1 more line at this price File of Apr 1, 2026 · source file | $346.00 | $346.00 | — | — |
| Ann & Robert H. Lurie Children's Hospital of Chicago Chicago, IL · (312) 227-4000 H PSYCHOTHERAPY 45 MIN File of Sep 1, 2026 · source file | $399.70 | $571.00 | $44.20–$542.45 | 30% |
| Ingalls Memorial Hospital Harvey, IL · (708) 333-2300 Hc Psychotherapy, 45 Minutes With Patient And/Or Family Member File of Apr 1, 2026 · source file | $424.00 | $424.00 | — | — |
| Vista Medical Center East Waukegan, IL · (847) 360-3000 PSYCHOTHERAPY 45 MIN File of Mar 31, 2025 · source file | $500.25 | $500.25 | $0.01–$228.47 | — |
Hospital The hospital that published the price, its city and the line exactly as written in its price file.
Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More
List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More
Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More
Off list How much lower the cash price is than the list price.
At or below Medicare This cash price is at or below what Medicare pays a hospital for the same service, which is unusually low. It is what the hospital's file says; confirm it and what it includes before booking. More
No cash discount This line's cash price equals the hospital's full list price. Many hospitals still reduce bills for uninsured patients: ask the billing office for its self-pay discount in writing. More
Outpatient: lowest $39.22, median $188.25, highest $500.25 — a 12.8× difference within the same market.
As an inpatient, the same code is billed by 22 facilities here, median $228.75. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 22 of 26 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 3 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What therapy session, 45 min is, what the price covers and why prices differ: Therapy session, 45 min explained.