Therapy session, 45 min cost in Charlotte, NC
In Charlotte-Concord-Gastonia, NC-SC, 11 hospitals list a cash price for psychotherapy session, 45 minutes: from $98.00 to $770.25, with a median of $98.00. The lowest listed price is at Atrium Health Union and 8 other hospitals. Across North Carolina, the median is $112.00 at 31 hospitals.
- The median here, $98.00, is 54% below the US median of $213.24.
- That is 0.5× Medicare's 2026 national rate for the same service ($181.34).
- Every hospital here lists a cash price below its full list price.
Cash prices at 11 facilities across 7 cities for code 90834, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 4, 2026; the hospital files themselves were last updated between Apr 15, 2026 and Oct 29, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Charlotte-Concord-Gastonia, NC-SC.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Atrium Health Union lowest Monroe, NC · (704) 283-3100 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 29, 2026 · source file | $98.00 | $196.00 | $24.75–$215.60 | 50% |
| Carolinas Medical Center-Northeast lowest Concord, NC · (704) 783-3000 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 28, 2026 · source file | $98.00 | $196.00 | $23.27–$215.60 | 50% |
| Atrium Health Pineville lowest Charlotte, NC · (704) 379-5000 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 29, 2026 · source file | $98.00 | $196.00 | $19.27–$215.60 | 50% |
| Carolinas Medical Center lowest Charlotte, NC · (704) 355-2000 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES+1 more line at this price File of Oct 29, 2026 · source file | $98.00 | $196.00 | $42.38–$226.68 | 50% |
| Atrium Health Lincoln lowest Lincolnton, NC · (980) 212-2000 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 29, 2026 · source file | $98.00 | $196.00 | $21.31–$215.60 | 50% |
| Atrium Health University City lowest Charlotte, NC · (704) 548-6000 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 29, 2026 · source file | $98.00 | $196.00 | $19.13–$215.60 | 50% |
| Atrium Health Anson lowest Wadesboro, NC · (704) 694-5131 HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 28, 2026 · source file | $98.00 | $196.00 | $27.81–$186.20 | 50% |
| Atrium Health Behavioral Health lowest Charlotte, NC HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 28, 2026 · source file | $98.00 | $196.00 | $37.24–$196.00 | 50% |
| Atrium Health Mercy, a facility of Carolinas Medical Center lowest Charlotte, NC HC PSYCHOTHERAPY PATIENT &/ FAMILY 45 MINUTES File of Oct 29, 2026 · source file | $98.00 | $196.00 | $42.38–$215.60 | 50% |
| Piedmont Medical Center Rock Hill, SC · (803) 329-1234 PSY THRPY 45MIN PT File of Sep 1, 2026 · source file | $770.25 | $1,027.00 | $344.18–$520.83 | 25% |
| Piedmont Medical Center Fort Mill, SC · (803) 329-1234 PSY THRPY 45MIN PT File of Apr 15, 2026 · source file | $770.25 | $1,027.00 | $344.18–$520.83 | 25% |
Outpatient: lowest $98.00, median $98.00, highest $770.25 — a 7.9× difference within the same market.
As an inpatient, the same code is billed by 11 facilities here, median $98.00. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 9 of 11 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What therapy session, 45 min is, what the price covers and why prices differ: Therapy session, 45 min explained.