Lab tests CPT 87635 Outpatient

COVID-19 PCR test cost in Sigourney, IA

In Sigourney, IA, 1 hospital lists a cash price for COVID-19 PCR test (SARS-CoV-2 lab test) (one side of the body): from $108.50 to $108.50, with a median of $108.50. Across Iowa, the median is $118.40 at 79 hospitals.

Cash prices at 1 facility for code 87635, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 29, 2026; the hospital files themselves were last updated between — and —.

Lowest$108.50Keokuk County Health Center
Median$108.50half of hospitals charge less
Highest$108.50in this market
Difference1.0×highest vs lowest

Hospitals, cheapest first

HospitalCash priceList priceInsurers payOff list
Keokuk County Health Center one side Sigourney, IA · (641) 622-2720 SARS-COV-2 RT-PCR source file $108.50 $155.00 $89.64–$131.75 30%
Hospital The hospital that published the price, its city and the line exactly as written in its price file.
Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More
List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More
Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More
Off list How much lower the cash price is than the list price.

One side of the body : lowest $108.50, median $108.50, highest $108.50.

Cash or insurance?

At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.

What it is

This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.

What the price covers

The price usually covers running the test on a swab sample; the collection may be billed separately.