COVID-19 PCR test cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 15 hospitals list a cash price for COVID-19 PCR test (SARS-CoV-2 lab test): from $63.86 to $314.40, with a median of $119.40. The lowest listed price is at Major Hospital — $55.54 less than the median here. Across Indiana, the median is $108.50 at 61 hospitals.
Cash prices at 15 facilities across 9 cities for code 87635, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between Mar 31, 2026 and May 5, 2026.
Lowest$63.86Major Hospital
Median$119.40half pay less
Highest$314.40in this market
Difference4.9×highest vs lowest
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
median
Lowest $63.86Highest $751.10
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Major Hospital lowest Shelbyville, IN · (317) 392-3211 Amplifed DNA or RNA probe detection of severe acute respiratory syndrome coronavirus 2 (Covid-19) antigen | $63.86 | $206.00 | $51.31–$203.94 | 69% | Apr 7, 2026 source file |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Amplifed DNA or RNA probe detection of severe acute respiratory syndrome coronavirus 2 (Covid-19) antigen | $73.60 | $92.00 | $39.98–$89.24 | 20% | May 5, 2026 source file |
| Rehabilitation Hospital Of Indiana Indianapolis, IN Coronavirus SARS-CoV-2 (COVID-19) RHI | $106.02 | $186.00 | $51.31 | 43% | — source file |
| Rehabilitation Hospital Of Indiana Indianapolis, IN Coronavirus SARS-CoV-2 (COVID-19) RHI | $106.02 | $186.00 | — | 43% | — source file |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC Sars-Cov-2 Covid-19 Amp Prb | $115.20 | $128.00 | $51.00–$128.00 | 10% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| Carmel AmbSurg Carmel, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| Carmel AmbSurg Carmel, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| Endo Surgery Center Carmel, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| Endo Surgery Center Carmel, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $119.40 | $199.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $121.20 | $202.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $121.20 | $202.00 | $20.52–$116.99 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $122.40 | $204.00 | $20.52–$116.99 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID19 AMP PRB HIGHTECH | $122.40 | $204.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| Carmel AmbSurg Carmel, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| Carmel AmbSurg Carmel, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| Endo Surgery Center Carmel, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| Endo Surgery Center Carmel, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID-19 AMP PRB | $124.80 | $208.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID-19 AMP PRB | $126.60 | $211.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID-19 AMP PRB | $126.60 | $211.00 | $20.52–$116.99 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID-19 AMP PRB | $127.20 | $212.00 | $20.52–$116.99 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID-19 AMP PRB | $127.20 | $212.00 | $20.52–$116.99 | 40% | — source file |
| Witham Memorial Hospital Lebanon, IN · (765) 485-8000 Amplifed DNA or RNA probe detection of severe acute respiratory syndrome coronavirus 2 (Covid-19) antigen | $152.88 | $218.40 | $51.31–$546.00 | 30% | Mar 31, 2026 source file |
| Riverview Health one side Noblesville, IN · (317) 773-0760 COVID-19, RT-PCR | $314.40 | $524.00 | — | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| Endo Surgery Center Carmel, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| Endo Surgery Center Carmel, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| Carmel AmbSurg Carmel, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| Carmel AmbSurg Carmel, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR | $406.20 | $677.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $412.80 | $688.00 | $20.52–$116.99 | 40% | — source file |
| St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $412.80 | $688.00 | $20.52–$116.99 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $415.20 | $692.00 | $20.52–$116.99 | 40% | — source file |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID-19 AMP PRB VIRACOR | $415.20 | $692.00 | $20.52–$116.99 | 40% | — source file |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 HC Sars-Cov-2 Covid-19 Amp Prb | $751.10 | $834.56 | $2.00–$834.56 | 10% | — source file |
Outpatient: lowest $63.86, median $119.40, highest $314.40 — a 4.9× difference within the same market.
As an inpatient, the same code is billed by 12 facilities here, median $119.40. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 4 of 14 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.
What the price covers
The price usually covers running the test on a swab sample; the collection may be billed separately.