HIV test (4th generation) cost in Chicago, IL
In Chicago-Naperville-Elgin, IL-IN, 59 hospitals list a cash price for HIV-1/2 antigen and antibody combination blood test (4th generation): from $20.00 to $348.00, with a median of $96.60. The lowest listed price is at Uchicago Medicine AdventHealth Bolingbrook and 3 other hospitals — $76.60 less than the median here. Across Illinois, the median is $115.00 at 108 hospitals.
- The median here, $96.60, is 15% above the US median of $83.85.
- That is 4.0× Medicare's 2026 national rate for the same service ($24.08).
- 11 of 59 hospitals list a cash price equal to their full list price, with no self-pay discount.
Cash prices at 59 facilities across 41 cities for code 87389, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 10, 2026; the hospital files themselves were last updated between Jan 1, 2025 and Nov 6, 2026.
Lowest$20.00Uchicago Medicine AdventHealth Bolingbrook + 3 more
Median$96.60half of hospitals charge less
Highest$348.00in this market
Difference17.4×highest vs lowest
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Chicago-Naperville-Elgin, IL-IN.
median
Lowest $20.00Highest $348.00
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Uchicago Medicine AdventHealth Bolingbrook lowest Bolingbrook, IL · (630) 312-5000 HC HIV 1 & 2 ANTIBODY/ANTIGEN WITH REFLEX DIFF -ARUP+1 more line at this price File of Apr 1, 2026 · source file | $20.00 | $80.00 | — | 75% |
| Uchicago Medicine AdventHealth La Grange lowest La Grange, IL · (708) 352-1200 HC HIV 1 & 2 ANTIGEN/ANTIBODY WITH REFLEX CIA - ARUP+1 more line at this price File of Apr 1, 2026 · source file | $20.00 | $80.00 | — | 75% |
| Uchicago Medicine AdventHealth Glenoaks lowest Glendale Heights, IL · (630) 545-8000 HC HIV 1 & 2 ANTIBODY/ANTIGEN WITH REFLEX DIFF -ARUP+1 more line at this price File of Apr 1, 2026 · source file | $20.00 | $80.00 | — | 75% |
| Uchicago Medicine AdventHealth Hinsdale lowest Hinsdale, IL · (630) 856-9000 HC HIV 1 & 2 ANTIGEN/ANTIBODY WITH REFLEX CIA - ARUP+1 more line at this price File of Apr 1, 2026 · source file | $20.00 | $80.00 | — | 75% |
| Mercy Medical Center Aurora, IL · (630) 859-2222 HIV 1/2 AG/AB+2 more lines at this price File of Sep 1, 2026 · source file | $24.00 | $136.00 | $10.73–$136.00 | 82% |
| Saint Joseph Medical Center - Joliet Joliet, IL · (815) 725-7133 HIV1/2 AG/AB 5TH GENERATION+2 more lines at this price File of Sep 1, 2026 · source file | $24.00 | $250.00 | $7.41–$250.00 | 90% |
| Saint Francis Hospital Evanston, IL · (847) 316-4000 HC HIV-1 AG W/HIV-1 & HIV-2 AB+1 more line at this price File of Sep 1, 2026 · source file | $24.00 | $91.00 | $10.73–$91.00 | 74% |
| Franciscan Health Munster Munster, IN · (219) 922-4200 Hiv-1 Ag W/Hiv-1 & Hiv-2 Ab File of Jan 1, 2026 · source file | $29.61 | $139.00 | $19.02–$109.00 | 79% |
| Presence Saint Joseph Hospital - Chicago Chicago, IL · (773) 665-3000 HC HIV-1 AG W/HIV-1 & HIV-2 AB+1 more line at this price File of Jan 1, 2026 · source file | $30.03 | $91.00 | $24.08–$54.35 | 67% |
| Uchicago Medicine AdventHealth Glenoaks Glendale Heights, IL · (630) 545-8000 HC HIV1/2 ANTIBODY/ANTIGEN SCREEN File of Apr 1, 2026 · source file | $31.25 | $125.00 | — | 75% |
| Uchicago Medicine AdventHealth Hinsdale Hinsdale, IL · (630) 856-9000 HC HIV1/2 ANTIBODY/ANTIGEN SCREEN File of Apr 1, 2026 · source file | $31.25 | $125.00 | — | 75% |
| Uchicago Medicine AdventHealth La Grange La Grange, IL · (708) 352-1200 HC HIV1/2 ANTIBODY/ANTIGEN SCREEN File of Apr 1, 2026 · source file | $31.25 | $125.00 | — | 75% |
| Uchicago Medicine AdventHealth Bolingbrook Bolingbrook, IL · (630) 312-5000 HC HIV1/2 ANTIBODY/ANTIGEN SCREEN File of Apr 1, 2026 · source file | $31.25 | $125.00 | — | 75% |
| Humboldt Park Health Chicago, IL · (773) 292-8200 Detection test by immunoassay technique for HIV-1 antigen and HIV-1 and HIV-2 antibodies File of Sep 29, 2026 · source file | $32.93 | $117.60 | $38.81–$123.48 | 72% |
| MacNeal Hospital Berwyn, IL · (708) 783-9100 Hiv1 Ag With Hiv1 & Hiv2 Abs Sing Rslt (Hivabg) File of Mar 31, 2026 · source file | $37.43 | $197.00 | $37.43–$272.85 | 81% |
| Gottlieb Memorial Hospital Melrose Park, IL · (708) 681-3200 Hiv1 Ag With Hiv1 & Hiv2 Abs Sing Rslt (Hivabg) File of Mar 31, 2026 · source file | $37.43 | $197.00 | $83.92–$165.09 | 81% |
| The Methodist Hospitals Gary, IN · (219) 886-4000 Hiv-1 ag w/hiv-1&-2 ab ag ia File of Aug 18, 2026 · source file | $42.14 | $60.20 | $4.77–$83.32 | 30% |
| Methodist Hospital-Southlake Merrillville, IN · (219) 886-4000 Hiv-1 ag w/hiv-1&-2 ab ag ia File of Aug 18, 2026 · source file | $42.14 | $60.20 | $4.77–$83.32 | 30% |
| John H. Stroger, Jr. Hospital Chicago, IL · (312) 864-6000 HIV-1 AG W/HIV-1 & HIV-2 AB File of Apr 1, 2026 · source file | $42.70 | $61.00 | $6.76–$48.80 | 30% |
| Loyola University Medical Center Maywood, IL · (708) 216-9000 Hiv1 Ag With Hiv1 & Hiv2 Abs Sing Rslt (Hivabg) File of Mar 31, 2026 · source file | $45.31 | $197.00 | $11.60 | 77% |
| Franciscan Health Crown Point Crown Point, IN · (219) 757-6100 Hiv-1 Ag W/Hiv-1 & Hiv-2 Ab File of Jan 1, 2026 · source file | $46.44 | $180.00 | $180.00 | 74% |
| Resilience Healthcare West Suburban Medical Center Oak Park, IL · (708) 383-6200 HIV-1/O/2, 4th Generation SO File of Mar 17, 2025 · source file | $50.98 | $149.95 | $22.25–$97.47 | 66% |
| Franciscan Health Rensselaer Rensselaer, IN · (219) 866-5141 Hiv-1 Ag W/Hiv-1 & Hiv-2 Ab File of Jan 1, 2026 · source file | $63.37 | $177.00 | $21.55–$141.60 | 64% |
| Franciscan Health Dyer Dyer, IN · (219) 865-2141 Hiv-1 Ag W/Hiv-1 & Hiv-2 Ab File of Jan 1, 2026 · source file | $63.72 | $236.00 | $21.55–$177.00 | 73% |
| Louis A Weiss Memorial Hospital Chicago, IL · (773) 878-8700 HIV-1/O/2, 4th Generation SO+1 more line at this price File of Mar 17, 2025 · source file | $67.51 | $198.56 | $23.36–$129.06 | 66% |
| Resilience Healthcare West Suburban Medical Center Oak Park, IL · (708) 383-6200 HIV Ag/Ab Combo 1/2 Screen File of Mar 17, 2025 · source file | $67.51 | $198.56 | $23.36–$129.06 | 66% |
| NorthShore University HealthSystems Glenbrook Hospital Glenview, IL Hiv 1/2 Ab and Ag File of Jan 1, 2025 · source file | $71.50 | $110.00 | $14.85–$60.06 | 35% |
| NorthShore University HealthSystems Skokie Hospital Skokie, IL Hiv 1/2 Ab and Ag File of Jan 1, 2025 · source file | $71.50 | $110.00 | $14.85–$60.06 | 35% |
| Loretto Hospital Chicago, IL · (773) 626-4300 HIV 1&2 SCREEN File of Nov 5, 2026 · source file | $85.16 | $141.93 | $85.16–$141.93 | 40% |
| Palos Community Hospital Palos Heights, IL · (708) 923-4000 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $22.08–$138.00 | 30% |
| Northwestern Medicine McHenry Hospital McHenry, IL · (815) 344-5000 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $26.63–$138.00 | 30% |
| Northwestern Lake Forest Hospital Lake Forest, IL · (847) 234-5600 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $22.91–$138.00 | 30% |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $9.52–$138.00 | 30% |
| Northwestern Medicine Delnor Hospital Geneva, IL · (630) 208-3000 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $20.56–$138.00 | 30% |
| Northwestern Medicine Kishwaukee Hospital DeKalb, IL · (815) 756-1521 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $25.25–$138.00 | 30% |
| Northwestern Medicine Valley West Hospital Sandwich, IL · (815) 786-8484 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $26.22–$138.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Ref Hiv P24 Antigen/Antibody W/Reflex to Confirmation (Lc) File of Apr 1, 2026 · source file | $96.60 | $138.00 | $26.77–$138.00 | 30% |
| Northwestern Medicine McHenry Hospital McHenry, IL · (815) 344-5000 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $102.20 | $146.00 | $28.18–$146.00 | 30% |
| Northwestern Lake Forest Hospital Lake Forest, IL · (847) 234-5600 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $102.20 | $146.00 | $24.24–$146.00 | 30% |
| Northwest Community Hospital Arlington Heights, IL · (847) 618-1000 Hb Hiv-1 Ag W/Hiv-1 & Hiv-2 Ab File of Apr 1, 2026 · source file | $104.00 | $104.00 | — | — |
| Northwestern Medicine Delnor Hospital Geneva, IL · (630) 208-3000 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $22.65–$152.00 | 30% |
| Palos Community Hospital Palos Heights, IL · (708) 923-4000 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $24.32–$152.00 | 30% |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $10.49–$152.00 | 30% |
| Northwestern Medicine McHenry Hospital McHenry, IL · (815) 344-5000 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $29.34–$152.00 | 30% |
| Northwestern Medicine Valley West Hospital Sandwich, IL · (815) 786-8484 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $28.88–$152.00 | 30% |
| Northwestern Lake Forest Hospital Lake Forest, IL · (847) 234-5600 HB Ref Hiv-1/2 Antigen and Antibodies,Fourth Generation, With Reflexes (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $25.23–$152.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $29.49–$152.00 | 30% |
| Northwestern Medicine Kishwaukee Hospital DeKalb, IL · (815) 756-1521 HB Ref Hiv Ag/Ab, Reflex Confirmation (Q)+2 more lines at this price File of Apr 1, 2026 · source file | $106.40 | $152.00 | $27.82–$152.00 | 30% |
| Community First Medical Center Chicago, IL · (773) 282-7000 Detection test by immunoassay technique for HIV-1 antigen and HIV-1 and HIV-2 antibodies File of Apr 1, 2026 · source file | $108.88 | $217.75 | $10.43–$217.75 | 50% |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $11.04–$160.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $31.04–$160.00 | 30% |
| Northwestern Lake Forest Hospital Lake Forest, IL · (847) 234-5600 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $26.56–$160.00 | 30% |
| Northwestern Medicine Valley West Hospital Sandwich, IL · (815) 786-8484 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $30.40–$160.00 | 30% |
| Northwestern Medicine McHenry Hospital McHenry, IL · (815) 344-5000 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $30.88–$160.00 | 30% |
| Palos Community Hospital Palos Heights, IL · (708) 923-4000 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $25.60–$160.00 | 30% |
| Northwestern Medicine Kishwaukee Hospital DeKalb, IL · (815) 756-1521 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $29.28–$160.00 | 30% |
| Northwestern Medicine Delnor Hospital Geneva, IL · (630) 208-3000 HB Ref Donor Hiv-1/Hiv-2 Plus O Ab Screen (Lc) File of Apr 1, 2026 · source file | $112.00 | $160.00 | $23.84–$160.00 | 30% |
| Northwestern Medicine Delnor Hospital Geneva, IL · (630) 208-3000 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $114.10 | $163.00 | $24.29–$163.00 | 30% |
| Advocate Trinity Hospital Chicago, IL · (773) 967-5002 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$184.00 | 50% |
| Advocate South Suburban Hospital Hazel Crest, IL MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$224.02 | 50% |
| Advocate Childrens Hospital Park Ridge Park Ridge, IL MISC LAB File of Nov 6, 2026 · source file | $115.00 | $230.00 | $21.40–$204.70 | 50% |
| Advocate Condell Medical Center Libertyville, IL · (847) 362-2900 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$193.20 | 50% |
| Advocate Illinois Masonic Medical Center Chicago, IL · (773) 975-1600 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$194.58 | 50% |
| Advocate Good Samaritan Hospital Downers Grove, IL · (630) 275-5900 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$190.67 | 50% |
| Advocate Good Shepherd Hospital Barrington, IL · (847) 381-9600 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$192.74 | 50% |
| Advocate Lutheran General Hospital Park Ridge, IL · (847) 723-2210 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$204.70 | 50% |
| Advocate Christ Medical Center Oak Lawn, IL · (708) 684-8000 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$185.61 | 50% |
| Advocate Childrens Hospital Oak Lawn Oak Lawn, IL MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$189.29 | 50% |
| Advocate Sherman Hospital Elgin, IL · (847) 742-9800 MISC LAB File of Nov 3, 2026 · source file | $115.00 | $230.00 | $21.40–$207.00 | 50% |
| Palos Community Hospital Palos Heights, IL · (708) 923-4000 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $116.90 | $167.00 | $26.72–$167.00 | 30% |
| Jackson Park Hospital Foundation Chicago, IL · (773) 947-7500 HIV I SCREENING File of Dec 26, 2025 · source file | $117.04 | $146.30 | — | 20% |
| Northshore University Healthsystem - Evanston Hospital Evanston, IL · (847) 570-2000 HB HIV 1/2 AB AND AG File of Apr 1, 2026 · source file | $119.00 | $119.00 | — | — |
| Endeavor Health Highland Park Hospital Highland Park, IL HB HIV 1/2 AB AND AG File of Apr 1, 2026 · source file | $119.00 | $119.00 | — | — |
| Swedish Covenant Health Chicago, IL · (773) 878-8200 HB HIV 1/2 AB AND AG File of Apr 1, 2026 · source file | $119.00 | $119.00 | — | — |
| The University of Chicago Medical Center Chicago, IL · (773) 702-9785 Hc Infect Agent Antigen Detec Enzyme Immunoassay Tech, Qual/Semiquant, Multi; Hiv-1 & 2, Single-Laf File of Apr 1, 2026 · source file | $157.00 | $157.00 | — | — |
| Mercyhealth Crystal Lake Hospital & Medical Center Crystal Lake, IL · (792) 220-5500 CHG IAAD IA HIV-1 AG W/HIV-1 & HIV-2 ANTBDY SINGLE File of Mar 1, 2026 · source file | $157.11 | $209.48 | — | 25% |
| Mercyhealth Hospital & Medical Center - Harvard Harvard, IL · (815) 943-5431 CHG IAAD IA HIV-1 AG W/HIV-1 & HIV-2 ANTBDY SINGLE File of Mar 1, 2026 · source file | $168.10 | $224.14 | — | 25% |
| Northwestern Medicine Kishwaukee Hospital DeKalb, IL · (815) 756-1521 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $170.10 | $243.00 | $44.47–$243.00 | 30% |
| Ann & Robert H. Lurie Children's Hospital of Chicago Chicago, IL · (312) 227-4000 H LAV-1/2 ANTIGEN & ANTIBODY EVALUATION SERUM File of Sep 1, 2026 · source file | $170.10 | $243.00 | $41.31–$230.85 | 30% |
| Northwestern Medicine Valley West Hospital Sandwich, IL · (815) 786-8484 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $172.90 | $247.00 | $46.93–$247.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $189.70 | $271.00 | $11.45–$271.00 | 30% |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Hiv Antigen/Antibody Combination File of Apr 1, 2026 · source file | $189.70 | $271.00 | $18.70–$271.00 | 30% |
| Shriners Childrens - Chicago Chicago, IL · (773) 622-5400 HIV-1 AG W/HIV-1&-2 AB AG IA File of Mar 19, 2026 · source file | $196.70 | $196.70 | $21.42–$41.39 | — |
| Northwestern Medicine Central DuPage Hospital Winfield, IL · (630) 682-1600 HB Ref Hiv Antigen/Antibody Combination+1 more line at this price File of Apr 1, 2026 · source file | $210.00 | $300.00 | $20.70–$300.00 | 30% |
| Northwestern Memorial Hospital Chicago, IL · (312) 926-2000 HB Ref Hiv Antigen/Antibody+1 more line at this price File of Apr 1, 2026 · source file | $210.00 | $300.00 | $70.20–$300.00 | 30% |
| Northwestern Medicine Delnor Hospital Geneva, IL · (630) 208-3000 HB Ref Hiv Antigen/Antibody+1 more line at this price File of Apr 1, 2026 · source file | $210.00 | $300.00 | $44.70–$300.00 | 30% |
| Elmhurst Memorial Hospital Elmhurst, IL · (331) 221-1000 HC INFECT AGENT HIV 1 ANTIG W HIV 1 HIV 2 AB ASSAY File of Apr 1, 2026 · source file | $215.00 | $215.00 | — | — |
| Edward Hospital Naperville, IL · (630) 527-3000 HC INFECT AGENT HIV 1 ANTIG W HIV 1 HIV 2 AB ASSAY File of Apr 1, 2026 · source file | $215.00 | $215.00 | — | — |
| The University of Chicago Medical Center Chicago, IL · (773) 702-9785 Hc Infect Agent Antigen Detec Enzyme Immunoassay Tech, Qual/Semiquant, Multi; Hiv-1 & 2, Single File of Apr 1, 2026 · source file | $241.00 | $241.00 | — | — |
| La Rabida Children's Hospital Chicago, IL · (773) 363-6700 HIV-1 AG W/HIV 1&2 AB File of Apr 1, 2026 · source file | $295.86 | $295.86 | — | — |
| Uchicago Medicine Northwest Indiana Crown Point, IN · (312) 755-4706 HC INFECT AGENT ANTIGEN DETEC ENZYME IMMUNOASSAY TECH, QUAL/SEMIQUANT, MULTI; HIV-1 & 2, SINGLE File of Apr 1, 2026 · source file | $348.00 | $348.00 | — | — |
| Ingalls Memorial Hospital Harvey, IL · (708) 333-2300 Hc Infect Agent Antigen Detec Enzyme Immunoassay Tech, Qual/Semiquant, Multi; Hiv-1 & 2, Single File of Apr 1, 2026 · source file | $348.00 | $348.00 | — | — |
Hospital The hospital that published the price, its city and the line exactly as written in its price file.
Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More
List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More
Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More
Off list How much lower the cash price is than the list price.
No cash discount This line's cash price equals the hospital's full list price. Many hospitals still reduce bills for uninsured patients: ask the billing office for its self-pay discount in writing. More
Outpatient: lowest $20.00, median $96.60, highest $348.00 — a 17.4× difference within the same market.
As an inpatient, the same code is billed by 40 facilities here, median $115.00. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 38 of 42 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 3 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What HIV test (4th generation) is, what the price covers and why prices differ: HIV test (4th generation) explained.