HIV antibody test cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 14 hospitals list a cash price for HIV-1 and HIV-2 antibody test: from $50.40 to $144.80, with a median of $59.97. The lowest listed price is at Carmel AmbSurg and 3 other hospitals — $9.57 less than the median here. Across Indiana, the median is $60.00 at 49 hospitals.
- The median here, $59.97, is 15% below the US median of $70.49.
- That is 4.4× Medicare's 2026 national rate for the same service ($13.71).
- Every hospital here lists a cash price below its full list price.
Cash prices at 14 facilities across 8 cities for code 86703, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 2, 2026; the hospital files themselves were last updated between Jan 1, 2026 and Oct 26, 2026.
Lowest$50.40Carmel AmbSurg + 3 more
Median$59.97half of hospitals charge less
Highest$144.80in this market
Difference2.9×highest vs lowest
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
median
Lowest $50.40Highest $228.00
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Carmel AmbSurg lowest Carmel, IN IBC HIV-1/HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $50.40 | $84.00 | $5.29–$31.26 | 40% |
| Endo Surgery Center lowest Carmel, IN IBC HIV-1/HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $50.40 | $84.00 | $5.29–$31.26 | 40% |
| St. Vincent Fishers Hospital lowest Fishers, IN · (317) 415-9000 IBC HIV-1/HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $50.40 | $84.00 | $5.29–$31.26 | 40% |
| Naab Road Surgery Center lowest Indianapolis, IN IBC HIV-1/HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $50.40 | $84.00 | $5.29–$31.26 | 40% |
| Franciscan St Francis Health - Carmel Carmel, IN · (317) 528-5000 Ab; Hiv-1 & Hiv-2 Sgl Assay 596+1 more line at this price File of Jan 1, 2026 · source file | $54.52 | $236.00 | $10.83–$212.40 | 77% |
| Franciscan Health Indianapolis Indianapolis, IN · (317) 528-5000 Ab; Hiv-1 & Hiv-2 Sgl Assay 597+1 more line at this price File of Jan 1, 2026 · source file | $54.52 | $236.00 | $10.83–$212.40 | 77% |
| Franciscan Health Mooresville Mooresville, IN · (317) 831-1160 Ab; Hiv-1 & Hiv-2 Sgl Assay 597+1 more line at this price File of Jan 1, 2026 · source file | $59.94 | $236.00 | $10.83–$212.40 | 75% |
| Naab Road Surgery Center Indianapolis, IN #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| Ascension St. Vincent Seton Speciality Hospital Indianapolis, IN #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| Carmel AmbSurg Carmel, IN #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| Endo Surgery Center Carmel, IN #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $60.00 | $100.00 | $5.29–$31.26 | 40% |
| Franciscan St Francis Health - Carmel Carmel, IN · (317) 528-5000 Ab; Hiv-1 & Hiv-2 Sgl Assay 595 File of Jan 1, 2026 · source file | $66.99 | $290.00 | $10.83–$261.00 | 77% |
| Franciscan Health Indianapolis Indianapolis, IN · (317) 528-5000 Ab; Hiv-1 & Hiv-2 Sgl Assay 595 File of Jan 1, 2026 · source file | $66.99 | $290.00 | $10.83–$261.00 | 77% |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $72.60 | $121.00 | $5.29–$31.26 | 40% |
| Ascension St. Vincent Anderson Hospital Anderson, IN · (765) 649-2511 #AB;HIV-1+HIV-2 SINGLE ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $73.20 | $122.00 | $5.29–$31.26 | 40% |
| Franciscan Health Mooresville Mooresville, IN · (317) 831-1160 Ab; Hiv-1 & Hiv-2 Sgl Assay 595 File of Jan 1, 2026 · source file | $73.66 | $290.00 | $10.83–$261.00 | 75% |
| Ascension St. Vincent Anderson Hospital Anderson, IN · (765) 649-2511 ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $119.40 | $199.00 | $5.29–$31.26 | 40% |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Analysis for antibody to HIV-1 and HIV-2 virus File of Oct 22, 2026 · source file | $129.60 | $162.00 | $13.71–$157.14 | 20% |
| Witham Memorial Hospital Lebanon, IN · (765) 485-8000 Analysis for antibody to HIV-1 and HIV-2 virus File of Oct 26, 2026 · source file | $144.80 | $206.85 | $13.71–$517.13 | 30% |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| Naab Road Surgery Center Indianapolis, IN ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| Endo Surgery Center Carmel, IN ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| Carmel AmbSurg Carmel, IN ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| Ascension St. Vincent Seton Speciality Hospital Indianapolis, IN ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $223.80 | $373.00 | $5.29–$31.26 | 40% |
| Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 ANTIBD;HIV-1+HIV-2 SNGL ASSAY+1 more line at this price File of Jan 1, 2026 · source file | $228.00 | $380.00 | $5.29–$31.26 | 40% |
Hospital The hospital that published the price, its city and the line exactly as written in its price file.
Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More
List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More
Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More
Off list How much lower the cash price is than the list price.
Outpatient: lowest $50.40, median $59.97, highest $144.80 — a 2.9× difference within the same market.
As an inpatient, the same code is billed by 12 facilities here, median $57.23. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 5 of 14 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What HIV antibody test is, what the price covers and why prices differ: HIV antibody test explained.