Lab tests CPT 86665 Inpatient — admitted to hospital

Epstein-Barr (EBV) test cost in Waterloo, IA — inpatient

In Waterloo-Cedar Falls, IA, 4 hospitals list a cash price for epstein-Barr virus (EBV) antibody test as an inpatient: from $48.57 to $166.40, with a median of $122.80. The lowest listed price is at Allen Hospital — $74.23 less than the median here. Across Iowa, the median is $71.91 at 74 hospitals.

Cash prices at 4 facilities across 3 cities for code 86665, as an inpatient (admitted to hospital) . Collected Sep 29, 2026; the hospital files themselves were last updated between Jan 28, 2026 and Jun 29, 2026.

Lowest$48.57Allen Hospital
Median$122.80half of hospitals charge less
Highest$166.40in this market
Difference3.4×highest vs lowest

Where each hospital's price falls

Each dot is one hospital's cash price on a scale from the lowest to the highest in Waterloo-Cedar Falls, IA.

median
Lowest $48.57Highest $166.40

Hospitals, cheapest first

HospitalCash priceList priceInsurers payOff list
Allen Hospital lowest Waterloo, IA · (319) 235-3941 HC AB; EB VCA File of Jan 28, 2026 · source file $48.57 $60.71 $39.28 20%
Grundy County Memorial Hospital Grundy Center, IA · (319) 824-5421 EBV VCA IgM QC/Y/V/C1/E/J/L/M/O/P/R/T/W/L1/P1/PL/G1/M2 File of Jun 29, 2026 · source file $79.20 $99.01 $64.00–$99.00 20%
Grundy County Memorial Hospital Grundy Center, IA · (319) 824-5421 EBV ANTIBODIES MEBVAB D/S/T/S1/N/W1/F1/F/G/PMP/A+1 more line at this price File of Jun 29, 2026 · source file $84.04 $105.06 $68.00–$105.00 20%
Sartori Memorial Hospital Cedar Falls, IA · (319) 268-3000 HC Epstein Barr Viral Capsid Antigen Antibody Igg+3 more lines at this price File of Mar 31, 2026 · source file $166.40 $256.00 $17.57–$256.00 35%
MercyOne Waterloo Medical Center Waterloo, IA · (319) 272-8000 HC Warde 3000430 Epstein Barr Viral Capsid Antigen Antibody Igg+3 more lines at this price File of Mar 31, 2026 · source file $166.40 $256.00 $17.57–$256.00 35%
Hospital The hospital that published the price, its city and the line exactly as written in its price file.
Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More
List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More
Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More
Off list How much lower the cash price is than the list price.

Inpatient: lowest $48.57, median $122.80, highest $166.40 — a 3.4× difference within the same market.

As an outpatient, the same code is billed by 5 facilities here, median $79.20 — that is the price to compare if you are not being admitted.

Cash or insurance?

At 3 of 4 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.

What it is

An EBV antibody test looks for antibodies to the Epstein-Barr virus, which causes mononucleosis. It is used when the rapid mono test (86308) is negative but mono is still suspected.

What the price covers

The price usually covers running the test. The blood draw (36415) is often billed as a separate line.