Rheumatoid factor test cost in Detroit, MI
In Detroit-Warren-Dearborn, MI, 29 hospitals list a cash price for rheumatoid factor (RF) test: from $3.36 to $87.75, with a median of $24.65. The lowest listed price is at Henry Ford Providence Southfield Hospital and 1 other hospital — $21.29 less than the median here. Across Michigan, the median is $34.25 at 88 hospitals.
- The median here, $24.65, is 39% below the US median of $40.48.
- That is 4.3× Medicare's 2026 national rate for the same service ($5.67).
- Detroit, MI has the lowest median of 2 metro areas in Michigan with at least 10 hospitals pricing this code.
- 9 of 29 hospitals list a cash price equal to their full list price, with no self-pay discount.
Cash prices at 29 facilities across 21 cities for code 86431, as an outpatient — the setting a self-pay patient normally buys. Collected Oct 26, 2026; the hospital files themselves were last updated between Dec 31, 2025 and Sep 2, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Detroit-Warren-Dearborn, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Henry Ford Providence Southfield Hospital lowest Southfield, MI · (248) 849-3000 REF-RA FACTOR QUANT SYNOVIAL File of Jan 1, 2026 · source file | $3.36 | $6.00 | $4.13–$5.52 | 44% |
| Henry Ford Providence Novi Hospital - Novi Campus lowest Novi, MI · (248) 849-3000 REF-RA FACTOR QUANT SYNOVIAL File of Jan 1, 2026 · source file | $3.36 | $6.00 | $3.83–$5.49 | 44% |
| Henry Ford Health St John Hospital Detroit, MI · (313) 343-4000 RHEUMATOID FACTOR -LC+3 more lines at this price File of Jan 1, 2026 · source file | $6.72 | $12.00 | $4.62–$11.80 | 44% |
| Ascension River District Hospital East China Township, MI · (810) 329-7111 RF, IGG BY EIA (RDL)-LC+3 more lines at this price File of Jan 1, 2026 · source file | $6.72 | $12.00 | $7.74–$11.80 | 44% |
| Henry Ford Health Warren Hospital Warren, MI · (586) 573-5000 RHEUMATOID FACTOR -LC+3 more lines at this price File of Jan 1, 2026 · source file | $7.28 | $13.00 | $7.74–$11.80 | 44% |
| Henry Ford Health West Bloomfield Hospital West Bloomfield, MI · (248) 325-1000 HB LAB RHEUMATOID FACTOR BFLD, SO+2 more lines at this price File of Jun 28, 2026 · source file | $7.82 | $13.55 | $2.97–$19.92 | 42% |
| Henry Ford Health Hospital Detroit, MI · (313) 916-2600 HB LAB RHEUMATOID FACTOR QN+2 more lines at this price File of Jun 28, 2026 · source file | $7.82 | $38.00 | $2.97–$19.92 | 79% |
| St Mary Mercy Livonia Livonia, MI · (734) 655-4800 HC Warde Rheumatoid Factor Quantitative Body Fluid File of Mar 31, 2026 · source file | $8.81 | $13.55 | $3.10–$22.23 | 35% |
| St Joseph Mercy Oakland Pontiac, MI · (248) 858-3000 HC Warde Rheumatoid Factor Quantitative Body Fluid File of Mar 31, 2026 · source file | $8.81 | $13.55 | $3.10–$18.82 | 35% |
| St Joseph Mercy Livingston Hospital Brighton, MI · (517) 545-6000 HC Warde Rheumatoid Factor Quantitative Body Fluid File of Mar 31, 2026 · source file | $8.81 | $13.55 | $2.96–$20.49 | 35% |
| Karmanos Cancer Center Detroit, MI · (800) 576-6266 RHEUMTD FACTOR QUANT File of Dec 31, 2025 · source file | $11.30 | $22.60 | $3.10–$16.95 | 50% |
| Karmanos Cancer Center Detroit, MI · (800) 576-6266 RHEUMATOID FCT QNT (SOA) File of Dec 31, 2025 · source file | $11.78 | $23.55 | $3.10–$17.66 | 50% |
| Henry Ford Providence Novi Hospital - Novi Campus Novi, MI · (248) 849-3000 RHEUMATOID FACTOR;QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $14.56 | $26.00 | $3.83–$10.21 | 44% |
| Henry Ford Providence Southfield Hospital Southfield, MI · (248) 849-3000 RHEUMATOID FACTOR;QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $14.56 | $26.00 | $4.13–$10.21 | 44% |
| Ascension River District Hospital East China Township, MI · (810) 329-7111 RHEUMATOID FACTOR;QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $15.36 | $27.42 | $7.74–$11.80 | 44% |
| Henry Ford Health Warren Hospital Warren, MI · (586) 573-5000 RHEUMATOID FACTOR;QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $16.80 | $30.00 | $7.74–$11.80 | 44% |
| VHS Childrens Hospital of Michigan Detroit, MI · (313) 745-5437 RHEUMATOID FACTOR, QUANT File of Apr 6, 2026 · source file | $21.75 | $29.00 | — | 25% |
| McLaren Lapeer Region Lapeer, MI · (810) 667-5500 Rheumatoid Arthritis Factor Quant File of Dec 31, 2025 · source file | $22.00 | $44.00 | $3.10–$23.06 | 50% |
| McLaren Oakland Pontiac, MI · (248) 338-5000 Rheumatoid Arthritis Factor Quant File of Dec 31, 2025 · source file | $22.50 | $45.00 | $3.10–$34.75 | 50% |
| McLaren Macomb Mount Clemens, MI · (586) 493-8000 Rheumatoid Arthritis Factor Quant File of Dec 31, 2025 · source file | $24.65 | $49.30 | $3.10–$30.44 | 50% |
| Karmanos Cancer Center Detroit, MI · (800) 576-6266 RHEUMATOID FACTOR QUANT File of Dec 31, 2025 · source file | $28.95 | $57.90 | $3.10–$43.43 | 50% |
| St Joseph Mercy Oakland Pontiac, MI · (248) 858-3000 HC Rheumatoid Factor Quantitative File of Mar 31, 2026 · source file | $31.85 | $49.00 | $3.10–$49.00 | 35% |
| St Mary Mercy Livonia Livonia, MI · (734) 655-4800 HC Rheumatoid Factor Quantitative File of Mar 31, 2026 · source file | $31.85 | $49.00 | $3.10–$49.00 | 35% |
| St Joseph Mercy Livingston Hospital Brighton, MI · (517) 545-6000 HC Rheumatoid Factor Quantitative File of Mar 31, 2026 · source file | $31.85 | $49.00 | $3.10–$49.00 | 35% |
| St Joseph Mercy Oakland Pontiac, MI · (248) 858-3000 HC Warde Rheumatoid Factor Quantitative File of Mar 31, 2026 · source file | $32.50 | $50.00 | $3.10–$50.00 | 35% |
| St Joseph Mercy Livingston Hospital Brighton, MI · (517) 545-6000 HC Warde Rheumatoid Factor Quantitative File of Mar 31, 2026 · source file | $32.50 | $50.00 | $3.10–$50.00 | 35% |
| St Mary Mercy Livonia Livonia, MI · (734) 655-4800 HC Warde Rheumatoid Factor Quantitative File of Mar 31, 2026 · source file | $32.50 | $50.00 | $3.10–$50.00 | 35% |
| Surgeons Choice Medical Center Southfield, MI RHEUMATOID FACTOR (RF) REF File of May 8, 2026 · source file | $36.00 | $36.00 | $5.00–$5.56 | — |
| McLaren Port Huron Port Huron, MI · (810) 987-5000 RHEUMATOID FACTOR QUANT File of Dec 31, 2025 · source file | $37.90 | $75.80 | $3.10–$38.51 | 50% |
| McLaren Port Huron Port Huron, MI · (810) 987-5000 Rheumatoid Arthritis Factor Quant File of Dec 31, 2025 · source file | $39.25 | $78.50 | $3.10–$58.88 | 50% |
| VHS Sinai Grace Hospital Detroit, MI · (313) 966-3300 RHEUMATOID FACTOR QUANT File of Apr 8, 2026 · source file | $54.75 | $73.00 | — | 25% |
| Corewell Health Trenton Hospital Trenton, MI · (734) 671-3800 HC RHEUMATOID FACTOR QUANT+1 more line at this price File of May 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Corewell Health Wayne Hospital Wayne, MI · (734) 467-4175 Hc Rheumatoid Factor Quant+1 more line at this price File of Apr 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Beaumont Hospital - Grosse Pointe Grosse Pointe, MI · (313) 473-1000 Hc Rheumatoid Factor Quant+1 more line at this price File of Apr 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Corewell Health Farmington Hills Hospital Farmington Hills, MI · (248) 471-8000 HC RHEUMATOID FACTOR QUANT File of May 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Beaumont Hospital - Taylor Taylor, MI · (313) 295-5000 Hc Rheumatoid Factor Quant+1 more line at this price File of Apr 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Beaumont Hospital Royal Oak Royal Oak, MI · (248) 898-5400 HC RHEUMATOID FACTOR QUANT File of May 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Beaumont Hospital, Troy Troy, MI · (248) 964-8800 HC RHEUMATOID FACTOR QUANT+1 more line at this price File of May 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Beaumont Hospital - Dearborn Dearborn, MI · (313) 593-7125 HC RHEUMATOID FACTOR QUANT File of May 1, 2026 · source file | $57.00 | $57.00 | — | — |
| Henry Ford Health St John Hospital Detroit, MI · (313) 343-4000 RHEUMATOID FACTOR QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $68.32 | $122.00 | $4.62–$11.80 | 44% |
| Ascension River District Hospital East China Township, MI · (810) 329-7111 RHEUMATOID FACTOR QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $68.50 | $122.32 | $7.74–$11.80 | 44% |
| VHS Childrens Hospital of Michigan Detroit, MI · (313) 745-5437 RHEUMATOID FACTOR QUANT File of Apr 6, 2026 · source file | $73.50 | $98.00 | — | 25% |
| Henry Ford Health Warren Hospital Warren, MI · (586) 573-5000 RHEUMATOID FACTOR QUANTITATIVE+1 more line at this price File of Jan 1, 2026 · source file | $74.48 | $133.00 | $7.74–$11.80 | 44% |
| Harper University Hospital Detroit, MI · (313) 745-6211 RHEUMATOID FACTOR QUANT+1 more line at this price File of Sep 2, 2026 · source file | $85.50 | $114.00 | $1.00–$7.74 | 25% |
| VHS Childrens Hospital of Michigan Detroit, MI · (313) 745-5437 LATEX FIXATION,RA FACTOR,QTY. File of Apr 6, 2026 · source file | $86.25 | $115.00 | — | 25% |
| VHS Huron Valley-Sinai Hospital Commerce Charter Twp, MI · (248) 937-3370 RHEUMATOID FACTOR QUANT File of May 20, 2026 · source file | $87.00 | $116.00 | $1.00–$7.74 | 25% |
| VHS Detroit Receiving Hospital Detroit, MI · (313) 745-2941 RHEUMATOID FACTOR QUANT File of Apr 7, 2026 · source file | $87.75 | $117.00 | — | 25% |
Outpatient: lowest $3.36, median $24.65, highest $87.75 — a 26.1× difference within the same market.
As an inpatient, the same code is billed by 25 facilities here, median $24.65. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 15 of 18 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 4 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What rheumatoid factor test is, what the price covers and why prices differ: Rheumatoid factor test explained.