Albumin test cost in Saginaw, MI
In Saginaw, MI, 2 hospitals list a cash price for albumin blood test: from $5.63 to $5.63, with a median of $5.63. The lowest listed price is at Covenant Medical Center and 1 other hospital. Across Michigan, the median is $20.00 at 91 hospitals.
Cash prices at 2 facilities across 2 cities for code 82040, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Covenant Medical Center lowest Cooper Saginaw, MI · (989) 583-6000 HCHG IMMUNOGLOBULIN G CSF INDEX 82040 File of May 15, 2026 · source file | $5.63 | $8.03 | $2.25–$9.55 | 30% |
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 HCHG IMMUNOGLOBULIN G CSF INDEX 82040 File of May 15, 2026 · source file | $5.63 | $8.03 | $2.25–$9.55 | 30% |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG MULTIPLE SCLEROSIS PANEL 82040 File of May 15, 2026 · source file | $10.40 | $14.85 | $2.25–$13.37 | 30% |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG MULTIPLE SCLEROSIS PANEL 82040 File of May 15, 2026 · source file | $10.40 | $14.85 | $2.25–$13.37 | 30% |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG OLIGOCLONAL BAND PROFILE 82040 File of May 15, 2026 · source file | $14.07 | $20.09 | $2.25–$18.08 | 30% |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG OLIGOCLONAL BAND PROFILE 82040 File of May 15, 2026 · source file | $14.07 | $20.09 | $2.25–$18.08 | 30% |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG ALBUMIN SERUM File of May 15, 2026 · source file | $18.97 | $27.10 | $2.25–$24.39 | 30% |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG ALBUMIN SERUM File of May 15, 2026 · source file | $18.97 | $27.10 | $2.25–$24.39 | 30% |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG ALBUMIN File of May 15, 2026 · source file | $32.90 | $47.00 | $2.25–$42.30 | 30% |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG ALBUMIN File of May 15, 2026 · source file | $32.90 | $47.00 | $2.25–$42.30 | 30% |
Outpatient: lowest $5.63, median $5.63, highest $5.63.
As an inpatient, the same code is billed by 2 facilities here, median $5.63. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
An albumin test measures the main protein in blood plasma, made by the liver. Low levels point to liver disease, kidney protein loss or poor nutrition.
What the price covers
The price usually covers running the test. The blood draw (36415) is often billed as a separate line.
2 rows held back from this comparison
They are priced below $1 or below a tenth of the national median for code 82040 ($33.00). Such a line is almost always a physician's fee billed separately, an assistant's share or a placeholder — a real charge, but not the price of the procedure itself.
| Hospital | Cash price | File |
|---|---|---|
| Covenant Medical Center Cooper Saginaw, MIHCHG TESTOSTERONE FREE/BIOAVAIL/TOTAL 82040 | $2.09 | file |
| Covenant Medical Center Saginaw, MIHCHG TESTOSTERONE FREE/BIOAVAIL/TOTAL 82040 | $2.09 | file |