Lab tests CPT 82040 Outpatient

Albumin test cost in Cumberland, MD

In Cumberland, MD-WV, 2 hospitals list a cash price for albumin blood test: from $3.00 to $7.00, with a median of $5.00. The lowest listed price is at UPMC Western Maryland — $2.00 less than the median here. Across Maryland, the median is $5.79 at 14 hospitals.

Cash prices at 2 facilities across 2 cities for code 82040, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between — and —.

Lowest$3.00UPMC Western Maryland

Median$5.00half of hospitals charge less

Highest$7.00in this market

Difference2.3×highest vs lowest

Where each hospital's price falls

Each dot is one hospital's cash price on a scale from the lowest to the highest in Cumberland, MD-WV.

median

Lowest $3.00Highest $7.00

Hospitals, cheapest first

Hospital	Cash price	List price	Insurers pay	Off list
UPMC Western Maryland lowest Cumberland, MD · (240) 964-7000 ALBUMIN, SERUM+1 more line at this price source file	$3.00	$5.00	$5.00	40%
Potomac Valley Hospital of WV Keyser, WV · (304) 597-3500 ASSAY OF SERUM ALBUMIN source file	$7.00	$14.00	—	50%

Hospital The hospital that published the price, its city and the line exactly as written in its price file.

Cash price The hospital's own price for a patient paying without insurance (“discounted cash” in its price file). Hospitals must publish it under federal law, 45 CFR 180.50. Call to confirm it before booking. More

List price The hospital's full chargemaster price (“gross charge”) before any discount. Almost nobody pays it; the gap to the cash price shows what the self-pay discount is worth. More

Insurers pay The lowest and highest rates this hospital has agreed with insurance plans for the same item, from its price file. If the cash price is below what your plan pays and you have not met your deductible, paying cash can cost you less. More

Off list How much lower the cash price is than the list price.

Outpatient: lowest $3.00, median $5.00, highest $7.00 — a 2.3× difference within the same market.

As an inpatient, the same code is billed by 1 facility here, median $3.00. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.

Cash or insurance?

At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated and below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.

What it is

An albumin test measures the main protein in blood plasma, made by the liver. Low levels point to liver disease, kidney protein loss or poor nutrition.

What the price covers

The price usually covers running the test. The blood draw (36415) is often billed as a separate line.