Urine dipstick test cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 16 hospitals list a cash price for urinalysis without microscope exam, manual: from $9.70 to $70.40, with a median of $10.80. The lowest listed price is at Franciscan St Francis Health - Carmel and 1 other hospital — $1.10 less than the median here. Across Indiana, the median is $15.60 at 67 hospitals.
- The median here, $10.80, is 46% below the US median of $20.00.
- That is 3.1× Medicare's 2026 national rate for the same service ($3.48).
- Every hospital here lists a cash price below its full list price.
Cash prices at 16 facilities across 10 cities for code 81002, as an outpatient — the setting a self-pay patient normally buys. Collected Nov 2, 2026; the hospital files themselves were last updated between Jan 1, 2026 and Oct 26, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list |
|---|---|---|---|---|
| Franciscan St Francis Health - Carmel lowest Carmel, IN · (317) 528-5000 Urinalysis; Non-Auto WO/Micro File of Jan 1, 2026 · source file | $9.70 | $42.00 | $2.75–$37.80 | 77% |
| Franciscan Health Indianapolis lowest Indianapolis, IN · (317) 528-5000 Urinalysis; Non-Auto WO/Micro File of Jan 1, 2026 · source file | $9.70 | $42.00 | $2.75–$37.80 | 77% |
| Franciscan Health Mooresville Mooresville, IN · (317) 831-1160 Urinalysis; Non-Auto WO/Micro File of Jan 1, 2026 · source file | $10.67 | $42.00 | $2.75–$37.80 | 75% |
| Naab Road Surgery Center Indianapolis, IN #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| Ascension St. Vincent Seton Speciality Hospital Indianapolis, IN #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| Endo Surgery Center Carmel, IN #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| Carmel AmbSurg Carmel, IN #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| Ascension St. Vincent Anderson Hospital Anderson, IN · (765) 649-2511 #URINALYSIS DIP STICK;NON-AUTO+1 more line at this price File of Jan 1, 2026 · source file | $10.80 | $18.00 | $1.32–$7.93 | 40% |
| Franciscan Health Indianapolis Indianapolis, IN · (317) 528-5000 Pace Urinalysis; Non-Auto WO/Micro File of Jan 1, 2026 · source file | $16.17 | $70.00 | $2.75–$63.00 | 77% |
| Franciscan St Francis Health - Carmel Carmel, IN · (317) 528-5000 Pace Urinalysis; Non-Auto WO/Micro File of Jan 1, 2026 · source file | $16.17 | $70.00 | $2.75–$63.00 | 77% |
| Hendricks Regional Health Danville, IN · (317) 745-4451 HB URINALYSIS NONAUTO W/O SCOPE File of May 20, 2026 · source file | $16.40 | $41.00 | $3.05–$39.36 | 60% |
| Franciscan Health Mooresville Mooresville, IN · (317) 831-1160 Pace Urinalysis; Non-Auto WO/Micro File of Jan 1, 2026 · source file | $17.78 | $70.00 | $2.75–$63.00 | 75% |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 Urinalysis Non-Auto W/O Micro File of Mar 1, 2026 · source file | $18.00 | $20.00 | $3.00–$20.00 | 10% |
| Witham Memorial Hospital Lebanon, IN · (765) 485-8000 Urinalysis, manual test File of Oct 26, 2026 · source file | $19.85 | $28.35 | $3.48–$70.88 | 30% |
| Riverview Health Noblesville, IN · (317) 773-0760 URINALYSIS NON AUTOMATED WO MICRO+1 more line at this price File of Apr 1, 2026 · source file | $27.00 | $45.00 | — | 40% |
| Ascension St. Vincent Anderson Hospital Anderson, IN · (765) 649-2511 URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $46.80 | $78.00 | $1.32–$7.93 | 40% |
| Hancock Regional Hospital Greenfield, IN · (317) 462-5544 Urinalysis, manual test File of Oct 16, 2026 · source file | $48.00 | $60.00 | $3.48–$180.00 | 20% |
| Carmel AmbSurg Carmel, IN URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $59.40 | $99.00 | $1.32–$7.93 | 40% |
| St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $59.40 | $99.00 | $1.32–$7.93 | 40% |
| Ascension St. Vincent Seton Speciality Hospital Indianapolis, IN URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $59.40 | $99.00 | $1.32–$7.93 | 40% |
| Naab Road Surgery Center Indianapolis, IN URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $59.40 | $99.00 | $1.32–$7.93 | 40% |
| Endo Surgery Center Carmel, IN URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $59.40 | $99.00 | $1.32–$7.93 | 40% |
| St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 URINALS DIPSTICK NON-AUTOWO/MI+1 more line at this price File of Jan 1, 2026 · source file | $59.40 | $99.00 | $1.32–$7.93 | 40% |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Urinalysis, manual test File of Oct 22, 2026 · source file | $70.40 | $88.00 | $3.06–$85.36 | 20% |
| Eskenazi Health Indianapolis, IN · (317) 880-4818 Urinalysis Non-Auto W/O Micro File of Mar 1, 2026 · source file | $660.60 | $734.00 | $3.00–$734.00 | 10% |
Outpatient: lowest $9.70, median $10.80, highest $70.40 — a 7.3× difference within the same market.
As an inpatient, the same code is billed by 13 facilities here, median $10.80. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 8 of 15 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What urine dipstick test is, what the price covers and why prices differ: Urine dipstick test explained.