Cheapest hospitals in Waterloo, IA without insurance
Of 5 hospitals in the Waterloo, IA area we can compare, Waverly Health Center (Waverly) has the lowest cash prices: its typical outpatient price is 22% below the Iowa median across 388 procedures. The ranking compares each hospital's own cash price with the median of all hospitals in its state, procedure by procedure.
Collected Sep 28, 2026 Hospitals with at least 30 comparable procedures
| Hospital | Typical price vs state | Below median | Above median |
|---|---|---|---|
| 1. Waverly Health Center Waverly | 22% below | 318 of 388 | 62 of 388 |
| 2. Allen Hospital Waterloo | 15% below | 181 of 291 | 97 of 291 |
| 3. Community Memorial Hospital Medical Center Sumner | 10% below | 120 of 178 | 56 of 178 |
| 4. MercyOne Waterloo Medical Center Waterloo | 37% above | 94 of 372 | 267 of 372 |
| 5. Sartori Memorial Hospital Cedar Falls | 37% above | 57 of 254 | 187 of 254 |
Procedure costs in the Waterloo, IA area
- MRI cost
- CT scan cost
- X-ray cost
- Ultrasound cost
- ER visit cost
- Blood test cost
- STD test cost
- Colonoscopy cost
- Doctor visit cost
- Annual physical cost
- Physical therapy cost
- Mammogram cost
- Heart test cost
- Therapy session cost
- Sleep study cost
- Vaccine cost
- Stitches cost
- Mole removal cost
- Steroid injection cost
- Hysterectomy cost
- Joint replacement cost
- Knee arthroscopy cost
- Shoulder surgery cost
- Cataract surgery cost
- Hernia repair cost
- Gallbladder removal cost
- Appendectomy cost
- Tonsillectomy cost
- Upper endoscopy cost
- Hand surgery cost
How the ranking works
- For every procedure, we take the hospital's lowest outpatient cash price and compare it with the median of all hospitals in the same state that publish a cash price for the same code (only codes with at least three hospitals in the state).
- "Typical price" is the middle of those comparisons: half of the hospital's procedures are cheaper than that, half are dearer. One expensive surgery does not outweigh a hundred cheap lab tests, and the other way round.
- Hospitals with fewer than 30 comparable procedures are left out: with a handful of codes the place would be decided by chance.
- Prices far below every other hospital are worth a phone call: some price files list only part of a service (for example the facility fee without the doctor's fee), or a discount that depends on income.
- A low rank does not mean every price is low. Open the hospital to see the procedure you need, then ask its billing office for a Good Faith Estimate in writing.