Physical therapy cost in Chicago, IL without insurance
In the Chicago-Naperville-Elgin, IL-IN area, the median cash price for Physical therapy, 15 min is $87.50 across 61 hospitals. The lowest, $24.70, is at Humboldt Park Health (Chicago). The US median is $93.09.
Physical therapy is billed in pieces: a first evaluation (97161–97163, by complexity), then treatment codes such as therapeutic exercise (97110) and manual therapy (97140) charged per 15-minute unit. A typical visit combines several units, so a visit costs a multiple of the per-unit price, and a course of care often runs for several weeks.
Collected Nov 10, 2026 One price per hospital: its lowest outpatient cash price for the code
Physical therapy prices in Chicago, IL by type
The treatment codes are priced per 15-minute unit, so multiply by the number of units you expect per visit; the evaluation is billed once at the start of care. The state table uses 97110, therapeutic exercise.
| Procedure | Hospitals | Lowest | Median | US median |
|---|---|---|---|---|
| PT evaluation, low complexity Physical therapy evaluation, low complexity (typically about 20 minutes) · code 97161 | 58 | $40.00 | $189.15 | $199.50 |
| PT evaluation, mod. complexity Physical therapy evaluation, moderate complexity (typically about 30 minutes) · code 97162 | 58 | $42.50 | $216.03 | $226.43 |
| PT evaluation, high complexity Physical therapy evaluation, high complexity (typically about 45 minutes) · code 97163 | 57 | $45.00 | $211.46 | $258.44 |
| Physical therapy, 15 min Physical therapy, therapeutic exercise (15-minute unit) · code 97110 | 61 | $24.70 | $87.50 | $93.09 |
| Manual therapy, 15 min Physical therapy, hands-on manual therapy (15-minute unit) · code 97140 | 57 | $28.00 | $87.50 | $95.47 |
| Therapeutic activities Therapeutic activities (functional training), 15 minutes · code 97530 | 58 | $30.40 | $87.50 | $92.80 |
| Balance and coordination training Neuromuscular re-education, 15 minutes · code 97112 | 57 | $26.96 | $87.50 | $93.72 |
| Occupational therapy evaluation Occupational therapy evaluation, low complexity · code 97165 | 56 | $40.00 | $149.48 | $204.78 |
Outpatient cash prices in Chicago, IL. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the area.
Lowest Physical therapy, 15 min prices in Chicago, IL
- Humboldt Park Health, Chicago$24.70
- La Rabida Children's Hospital, Chicago$26.83
- Mercy Medical Center, Aurora$29.00
- Saint Francis Hospital, Evanston$29.00
- Saint Joseph Medical Center - Joliet, Joliet$29.00
Paying cash: what to do
- Ask how many units and which codes a typical visit bills, then multiply the per-unit prices in the table.
- Ask independent physical therapy practices for a flat per-visit cash rate; many offer one.
- Compare a hospital-based therapy clinic with an independent practice, since hospital outpatient prices are often higher for the same codes.