Lab tests CPT 87635 Inpatient — admitted to hospital

COVID-19 PCR test cost in Indianapolis, IN — inpatient

In Indianapolis-Carmel-Greenwood, IN, 12 hospitals list a cash price for COVID-19 PCR test (SARS-CoV-2 lab test) as an inpatient: from $106.02 to $314.40, with a median of $119.40. The lowest listed price is at Rehabilitation Hospital Of Indiana — $13.38 less than the median here. Across Indiana, the median is $108.50 at 61 hospitals.

Cash prices at 12 facilities across 6 cities for code 87635, as an inpatient (admitted to hospital) . Collected Sep 23, 2026; the hospital files themselves were last updated between — and —.

Lowest$106.02Rehabilitation Hospital Of Indiana
Median$119.40half pay less
Highest$314.40in this market
Difference3.0×highest vs lowest

Where each hospital's price falls

Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.

median
Lowest $106.02Highest $415.20

Hospitals, cheapest first

HospitalCash price List priceInsurers payOff listFile date
Rehabilitation Hospital Of Indiana lowest Indianapolis, IN Coronavirus SARS-CoV-2 (COVID-19) RHI $106.02 $186.00 — 43% —
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Rehabilitation Hospital Of Indiana lowest Indianapolis, IN Coronavirus SARS-CoV-2 (COVID-19) RHI $106.02 $186.00 $731.50–$3,209.00 43% —
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Eskenazi Health Indianapolis, IN · (317) 880-4818 HC Sars-Cov-2 Covid-19 Amp Prb $115.20 $128.00 $51.00–$128.00 10% —
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St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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Carmel AmbSurg Carmel, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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Endo Surgery Center Carmel, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID19 AMP PRB HIGHTECH $119.40 $199.00 $20.52–$116.99 40% —
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St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID19 AMP PRB HIGHTECH $121.20 $202.00 $20.52–$116.99 40% —
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Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID19 AMP PRB HIGHTECH $122.40 $204.00 $20.52–$116.99 40% —
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St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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Carmel AmbSurg Carmel, IN SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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Endo Surgery Center Carmel, IN SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID-19 AMP PRB $124.80 $208.00 $20.52–$116.99 40% —
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St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID-19 AMP PRB $126.60 $211.00 $20.52–$116.99 40% —
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Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID-19 AMP PRB $127.20 $212.00 $20.52–$116.99 40% —
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Riverview Health one side Noblesville, IN · (317) 773-0760 COVID-19, RT-PCR $314.40 $524.00 — 40% —
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Carmel AmbSurg Carmel, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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Naab Road Surgery Center Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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Endo Surgery Center Carmel, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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St. Vincent Seton Specialty Hospital Indianapolis, IN SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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St. Vincent Fishers Hospital Fishers, IN · (317) 415-9000 SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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St. Vincent Heart Center of Indiana Carmel, IN · (317) 583-5000 SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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St. Vincent Carmel Hospital Carmel, IN · (317) 582-7000 SARS-COV-2 COVID-19 AMP PRB VIRACOR $406.20 $677.00 $20.52–$116.99 40% —
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St. Vincent Anderson Regional Hospital Anderson, IN · (765) 649-2511 SARS-COV-2 COVID-19 AMP PRB VIRACOR $412.80 $688.00 $20.52–$116.99 40% —
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Ascension St Vincent Mercy Elwood, IN · (765) 552-4743 SARS-COV-2 COVID-19 AMP PRB VIRACOR $415.20 $692.00 $20.52–$116.99 40% —
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Inpatient: lowest $106.02, median $119.40, highest $314.40 — a 3.0× difference within the same market.

As an outpatient, the same code is billed by 15 facilities here, median $119.40 — that is the price to compare if you are not being admitted.

Cash or insurance?

At 1 of 10 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.

What it is

This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.

What the price covers

The price usually covers running the test on a swab sample; the collection may be billed separately.