Annual physical cost in St. Joseph, MO without insurance
In the St. Joseph, MO-KS area, the median cash price for Annual physical, returning 18–39 is $80.75 across 2 hospitals. The lowest, $80.75, is at Heartland Long Term Acute Hospital (St. Joseph) and 1 other hospital. The US median is $136.00.
A yearly physical is billed with a preventive visit code chosen by your age group and whether you are a new or returning patient. The listed price covers the checkup itself; lab work, vaccines and screening tests ordered at the visit are billed separately, and discussing a new or ongoing problem can add a separate office visit charge.
Collected Sep 27, 2026 One price per hospital: its lowest outpatient cash price for the code
Annual physical prices in St. Joseph, MO by type
Pick the row for your age and status: 99385–99387 are for new patients (ages 18–39, 40–64, and 65 and older) and 99395–99397 for returning patients in the same age bands. The state table uses 99395, a returning patient aged 18 to 39.
| Procedure | Hospitals | Lowest | Median | US median |
|---|---|---|---|---|
| Annual physical, age 18–39 Preventive checkup, new patient aged 18–39 · code 99385 | 2 | $97.75 | $97.75 | $149.50 |
| Annual physical, age 40–64 Preventive checkup, new patient aged 40–64 · code 99386 | 2 | $127.50 | $127.50 | $167.25 |
| Annual physical, age 65+ Preventive checkup, new patient aged 65 or older · code 99387 | 2 | $148.75 | $148.75 | $184.80 |
| Annual physical, returning 18–39 Preventive checkup, returning patient aged 18–39 · code 99395 | 2 | $80.75 | $80.75 | $136.00 |
| Annual physical, returning 40–64 Preventive checkup, returning patient aged 40–64 · code 99396 | 2 | $93.50 | $93.50 | $149.50 |
| Annual physical, returning 65+ Preventive checkup, returning patient aged 65 or older · code 99397 | 2 | $106.25 | $106.25 | $159.90 |
Outpatient cash prices in St. Joseph, MO. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the area.
Lowest Annual physical, returning 18–39 prices in St. Joseph, MO
- Heartland Long Term Acute Hospital, St. Joseph$80.75
- Heartland Regional Medical Center, St. Joseph$80.75
Annual physical cost in other areas nearby
Paying cash: what to do
- Ask which lab tests are usually ordered at the physical, and get their self-pay prices by code too, including the blood draw.
- If you want a specific symptom or condition looked at, ask whether it will be billed as a separate visit, or book it as its own appointment.
- Ask whether the clinic offers a flat cash package that includes the exam and basic labs; some clinics and direct primary care practices do.