Annual physical cost in Saginaw, MI without insurance
In the Saginaw, MI area, one hospital publishes a cash price for Annual physical, returning 18–39: $100.10 at Covenant Medical Center.
A yearly physical is billed with a preventive visit code chosen by your age group and whether you are a new or returning patient. The listed price covers the checkup itself; lab work, vaccines and screening tests ordered at the visit are billed separately, and discussing a new or ongoing problem can add a separate office visit charge.
Collected Sep 27, 2026 One price per hospital: its lowest outpatient cash price for the code
Annual physical prices in Saginaw, MI by type
Pick the row for your age and status: 99385–99387 are for new patients (ages 18–39, 40–64, and 65 and older) and 99395–99397 for returning patients in the same age bands. The state table uses 99395, a returning patient aged 18 to 39.
| Procedure | Hospitals | Lowest | Median | US median |
|---|---|---|---|---|
| Annual physical, age 18–39 Preventive checkup, new patient aged 18–39 · code 99385 | 1 | $119.00 | $119.00 | $149.50 |
| Annual physical, age 40–64 Preventive checkup, new patient aged 40–64 · code 99386 | 1 | $142.10 | $142.10 | $167.25 |
| Annual physical, age 65+ Preventive checkup, new patient aged 65 or older · code 99387 | 1 | $154.00 | $154.00 | $184.80 |
| Annual physical, returning 18–39 Preventive checkup, returning patient aged 18–39 · code 99395 | 1 | $100.10 | $100.10 | $136.00 |
| Annual physical, returning 40–64 Preventive checkup, returning patient aged 40–64 · code 99396 | 1 | $110.60 | $110.60 | $149.50 |
| Annual physical, returning 65+ Preventive checkup, returning patient aged 65 or older · code 99397 | 1 | $122.50 | $122.50 | $159.90 |
Outpatient cash prices in Saginaw, MI. Each hospital counts once, at its lowest cash price for the code; prices for both sides of the body and inpatient prices are not mixed in. Pick a procedure to compare every hospital in the area.
Annual physical cost in other areas nearby
Paying cash: what to do
- Ask which lab tests are usually ordered at the physical, and get their self-pay prices by code too, including the blood draw.
- If you want a specific symptom or condition looked at, ask whether it will be billed as a separate visit, or book it as its own appointment.
- Ask whether the clinic offers a flat cash package that includes the exam and basic labs; some clinics and direct primary care practices do.