Annual physical, returning 40–64 cost in Indianapolis, IN
In Indianapolis-Carmel-Greenwood, IN, 2 hospitals list a cash price for preventive checkup, returning patient aged 40–64: from $132.30 to $163.45, with a median of $147.88. The lowest listed price is at Witham Memorial Hospital — $15.58 less than the median here. Across Indiana, the median is $109.20 at 21 hospitals.
Cash prices at 2 facilities across 2 cities for code 99396, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 22, 2026; the hospital files themselves were last updated between Mar 31, 2026 and May 5, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Indianapolis-Carmel-Greenwood, IN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Witham Memorial Hospital lowest Lebanon, IN · (765) 485-8000 Established patient periodic preventive medicine examination (40-64 years) | $132.30 | $189.00 | $117.18–$472.50 | 30% | Mar 31, 2026 source file |
| Johnson Memorial Hospital Franklin, IN · (317) 736-3300 Established patient periodic preventive medicine examination (40-64 years) | $163.45 | $204.32 | $159.37–$161.41 | 20% | May 5, 2026 source file |
Outpatient: lowest $132.30, median $147.88, highest $163.45 — a 1.2× difference within the same market.
Cash or insurance?
At 1 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is a yearly preventive checkup for a returning patient aged 40 to 64. It includes a review of health history, a physical exam, counseling and ordering age-appropriate screenings, such as for cholesterol, diabetes or cancer.
What the price covers
The price covers the preventive visit itself. Lab tests, vaccines and screening tests ordered during the visit are billed separately, and treating a new problem at the same visit may add a separate office visit charge.