Annual physical, returning 18–39 cost in Petoskey, MI
In Petoskey, MI, 1 hospital lists a cash price for preventive checkup, returning patient aged 18–39: from $218.00 to $218.00, with a median of $218.00. Across Michigan, the median is $155.35 at 39 hospitals.
Cash prices at 1 facility for code 99395, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between Dec 31, 2025 and Dec 31, 2025.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| McLaren Northern Michigan Petoskey, MI · (231) 487-4000 Periodic Comp Preventive Med 18 to 39 years Est 99395 | $218.00 | $436.00 | $61.08–$136.75 | 50% | Dec 31, 2025 source file |
Outpatient: lowest $218.00, median $218.00, highest $218.00.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is not below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is a yearly preventive checkup for a returning patient aged 18 to 39. It includes a review of health history, a physical exam, counseling on healthy habits and ordering age-appropriate screenings.
What the price covers
The price covers the preventive visit itself. Lab tests, vaccines and screening tests ordered during the visit are billed separately, and treating a new problem at the same visit may add a separate office visit charge.