Level 5 ER visit cost in Charles City, IA
In Charles City, IA, 1 hospital lists a cash price for emergency room visit, level 5 of 5, high-complexity problem: from $604.72 to $604.72, with a median of $604.72. Across Iowa, the median is $862.00 at 77 hospitals.
Cash prices at 1 facility for code 99285, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between Aug 31, 2026 and Aug 31, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Charles City, IA.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Floyd County Memorial Hospital Commission lowest Charles City, IA · (641) 228-6830 Emergency department visit with high level of medical decision making | $604.72 | $1,511.80 | $544.25–$1,307.71 | 60% | Aug 31, 2026 source file |
| Floyd County Memorial Hospital Commission Charles City, IA · (641) 228-6830 Emergency department visit with high level of medical decision making | $608.40 | $1,521.00 | $547.56–$1,315.67 | 60% | Aug 31, 2026 source file |
Outpatient: lowest $604.72, median $604.72, highest $604.72.
As an inpatient, the same code is billed by 1 facility here, median $604.72. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the highest of five emergency department visit levels, used for a serious problem that needs complex evaluation and treatment, often with a hospital admission or transfer. The level is assigned after the visit: doctors pick it by the complexity of their medical decision making, and hospitals pick the facility level by the care and resources used, so a patient cannot choose it in advance.
What the price covers
The hospital price for this code is the facility fee for the ER visit. The emergency physician bills separately, and lab tests, imaging, medicines and procedures are added on top.