Therapy session, 45 min cost in Panama City, FL
In Panama City-Panama City Beach, FL, 1 hospital lists a cash price for psychotherapy session, 45 minutes: from $180.00 to $180.00, with a median of $180.00. Across Florida, the median is $390.12 at 63 hospitals.
Cash prices at 1 facility for code 90834, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 29, 2026; the hospital files themselves were last updated between May 19, 2026 and May 19, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Panama City-Panama City Beach, FL.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Northwest Florida Community Hospital lowest Chipley, FL · (850) 638-1610 INDIVIDUAL PSYCHOTHERAPY, 45 MINUTES | $180.00 | $225.00 | $43.18–$258.75 | 20% | May 19, 2026 source file |
| Northwest Florida Community Hospital lowest Chipley, FL · (850) 638-1610 INDIVIDUAL PSYCHOTHERAPY, 45MIN (59 MOD) | $180.00 | $225.00 | $43.18–$258.75 | 20% | May 19, 2026 source file |
Outpatient: lowest $180.00, median $180.00, highest $180.00.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is an individual psychotherapy session of about 45 minutes (38 to 52 minutes). It is the most common therapy session length, used for talk therapy for conditions like anxiety and depression.
What the price covers
The price covers the therapy session. A first evaluation (90791) and any facility fee at a hospital-based clinic are billed separately.