Pap smear cost in Bay City, MI
In Bay City, MI, 1 hospital lists a cash price for Pap test (liquid-based, automated screening with review): from $53.80 to $53.80, with a median of $53.80. Across Michigan, the median is $74.22 at 50 hospitals.
Cash prices at 1 facility for code 88175, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between Dec 31, 2025 and Dec 31, 2025.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| McLaren Bay Region Bay City, MI · (989) 894-9510 88175 Cyto Cerv or Vag Thin Prep Auto/Man | $53.80 | $107.60 | $14.56–$52.87 | 50% | Dec 31, 2025 source file |
Outpatient: lowest $53.80, median $53.80, highest $53.80.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is not below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
A Pap test checks cells from the cervix for changes that could lead to cancer. This code is the liquid-based Pap read by an automated system with review by a lab specialist.
What the price covers
The price covers the lab exam of the sample. Collecting it is part of the visit, which is billed separately.