COVID-19 PCR test cost in St. Paul, MN — inpatient
In St. Paul, MN, 1 hospital lists a cash price for COVID-19 PCR test (SARS-CoV-2 lab test) as an inpatient: from $120.10 to $120.10, with a median of $120.10. Across Minnesota, the median is $121.81 at 49 hospitals.
Cash prices at 1 facility for code 87635, as an inpatient (admitted to hospital) . Collected Sep 23, 2026; the hospital files themselves were last updated between Jun 16, 2026 and Jun 16, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in St. Paul, MN.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Allina United Hospital lowest St. Paul, MN · (651) 241-8000 HCHG SARS COV 2 RNA(COVID 19) QUALITATIVE NAAT QUE | $120.10 | $250.20 | $167.43–$250.20 | 52% | Jun 16, 2026 source file |
| Allina United Hospital St. Paul, MN · (651) 241-8000 HCHG COVID 19 INHOUSE | $141.36 | $294.50 | $197.08–$294.50 | 52% | Jun 16, 2026 source file |
| Allina United Hospital St. Paul, MN · (651) 241-8000 HCHG COVID-19 | $141.36 | $294.50 | $197.08–$294.50 | 52% | Jun 16, 2026 source file |
Inpatient: lowest $120.10, median $120.10, highest $120.10.
As an outpatient, the same code is billed by 1 facility here, median $120.10 — that is the price to compare if you are not being admitted.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated and below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.
What the price covers
The price usually covers running the test on a swab sample; the collection may be billed separately.