COVID-19 PCR test cost in Joe, FL — inpatient
In Joe, FL, 1 hospital lists a cash price for COVID-19 PCR test (SARS-CoV-2 lab test) as an inpatient: from $85.43 to $85.43, with a median of $85.43. Across Florida, the median is $118.95 at 79 hospitals.
Cash prices at 1 facility for code 87635, as an inpatient (admitted to hospital) . Collected Sep 22, 2026; the hospital files themselves were last updated between — and —.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Joe, FL.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Ascension Sacred Heart Gulf lowest Joe, FL · (850) 229-5600 COVID RAPID NAAT | $85.43 | $213.57 | $35.09 | 60% | — source file |
| Ascension Sacred Heart Gulf lowest Joe, FL · (850) 229-5600 COVID19 SARS COV2 BY NAAT LOW TPUT | $85.43 | $213.57 | $35.09 | 60% | — source file |
Inpatient: lowest $85.43, median $85.43, highest $85.43.
As an outpatient, the same code is billed by 1 facility here, median $85.43 — that is the price to compare if you are not being admitted.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is not below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.
What the price covers
The price usually covers running the test on a swab sample; the collection may be billed separately.