COVID-19 PCR test cost in Charles City, IA
In Charles City, IA, 1 hospital lists a cash price for COVID-19 PCR test (SARS-CoV-2 lab test): from $66.40 to $66.40, with a median of $66.40. Across Iowa, the median is $114.60 at 73 hospitals.
Cash prices at 1 facility for code 87635, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between Aug 31, 2026 and Aug 31, 2026.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Floyd County Memorial Hospital Commission Charles City, IA · (641) 228-6830 Amplifed DNA or RNA probe detection of severe acute respiratory syndrome coronavirus 2 (Covid-19) antigen | $66.40 | $166.00 | $59.76–$182.42 | 60% | Aug 31, 2026 source file |
Outpatient: lowest $66.40, median $66.40, highest $66.40.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.
What the price covers
The price usually covers running the test on a swab sample; the collection may be billed separately.