COVID-19 PCR test cost in Union City, TN — inpatient
In Union City, TN, 1 hospital lists a cash price for COVID-19 PCR test (SARS-CoV-2 lab test) as an inpatient: from $35.80 to $35.80, with a median of $35.80. Across Tennessee, the median is $37.65 at 44 hospitals.
Cash prices at 1 facility for code 87635, as an inpatient (admitted to hospital) . Collected Sep 23, 2026; the hospital files themselves were last updated between Feb 25, 2026 and Feb 25, 2026.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Baptist Memorial Hospital-Union City Union City, TN · (731) 885-2410 SARS-COV-2-COVID-19 AMP PRB | $35.80 | $179.00 | $68.02–$161.10 | 80% | Feb 25, 2026 source file |
Inpatient: lowest $35.80, median $35.80, highest $35.80.
As an outpatient, the same code is billed by 1 facility here, median $35.80 — that is the price to compare if you are not being admitted.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated and below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is the lab (PCR or similar amplification) test for the virus that causes COVID-19. It is more sensitive than a rapid antigen test and is often required before some procedures or travel.
What the price covers
The price usually covers running the test on a swab sample; the collection may be billed separately.