HIV viral load test cost in Saginaw, MI
In Saginaw, MI, 2 hospitals list a cash price for HIV viral load test (HIV-1 RNA, quantitative): from $66.50 to $66.50, with a median of $66.50. The lowest listed price is at Covenant Medical Center and 1 other hospital. Across Michigan, the median is $174.00 at 75 hospitals.
Cash prices at 2 facilities across 2 cities for code 87536, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 HCHG HIV-1 QUANT RFLX HIV-1 GT DRUG RESIST 87536 | $66.50 | $95.00 | $42.75–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center lowest Cooper Saginaw, MI HCHG HIV-1 QUANT RFLX HIV-1 GT DRUG RESIST 87536 | $66.50 | $95.00 | $42.75–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HIV1 RNA QUANT W/RFLX TO HIV1 GENO DRUG RESISTANCE | $73.38 | $104.82 | $44.51–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HIV1 RNA QUANT W/RFLX TO HIV1 GENO DRUG RESISTANCE | $73.38 | $104.82 | $44.51–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HIV 1 RNA QUANT PCR RFLX GENO 87536 | $84.00 | $120.00 | $44.51–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HIV 1 RNA QUANT PCR RFLX GENO 87536 | $84.00 | $120.00 | $44.51–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HIV 1 RNA QUANT BY PCR | $94.50 | $135.00 | $44.51–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HIV 1 RNA QUANT BY PCR | $94.50 | $135.00 | $44.51–$164.24 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI Iadna Hiv-1 Quant & Reverse Transcription | $100.80 | $144.00 | $64.80–$152.94 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 Iadna Hiv-1 Quant & Reverse Transcription | $100.80 | $144.00 | $64.80–$152.94 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HIV-1 RNA QUANT ULTRA (RT-PCR) | $219.27 | $313.23 | $44.51–$281.91 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HIV-1 RNA QUANT ULTRA (RT-PCR) | $219.27 | $313.23 | $44.51–$281.91 | 30% | May 15, 2026 source file |
Outpatient: lowest $66.50, median $66.50, highest $66.50.
As an inpatient, the same code is billed by 2 facilities here, median $66.50. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
The HIV viral load test measures how much virus is in the blood. It shows how well treatment is working.
What the price covers
The price usually covers running the test. The blood draw (36415) is often billed as a separate line.