HIV test (4th generation) cost in Saginaw, MI — inpatient
In Saginaw, MI, 2 hospitals list a cash price for HIV-1/2 antigen and antibody combination blood test (4th generation) as an inpatient: from $11.83 to $11.83, with a median of $11.83. The lowest listed price is at Covenant Medical Center and 1 other hospital. Across Michigan, the median is $43.10 at 76 hospitals.
Cash prices at 2 facilities across 2 cities for code 87389, as an inpatient (admitted to hospital) . Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 HCHG 4TH GEN HIV AG/AB RFLX HIV1/HIV2 DISCRIMIN. ASSAY 87389 | $11.83 | $16.90 | $7.61–$15.21 | 30% | May 15, 2026 source file |
| Covenant Medical Center lowest Cooper Saginaw, MI HCHG 4TH GEN HIV AG/AB RFLX HIV1/HIV2 DISCRIMIN. ASSAY 87389 | $11.83 | $16.90 | $7.61–$15.21 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HIV COM ANTIGEN/AB HIV-1/0/2 ELISA W REFLEX HIV-1 AB CONF W BLOT | $26.60 | $38.00 | $17.10–$34.20 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HIV COM ANTIGEN/AB HIV-1/0/2 ELISA W REFLEX HIV-1 AB CONF W BLOT | $26.60 | $38.00 | $17.10–$34.20 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HIV ANTIBODY/ANTIGEN | $107.80 | $154.00 | $69.30–$138.60 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HIV ANTIBODY/ANTIGEN | $107.80 | $154.00 | $69.30–$138.60 | 30% | May 15, 2026 source file |
Inpatient: lowest $11.83, median $11.83, highest $11.83.
As an outpatient, the same code is billed by 2 facilities here, median $11.83 — that is the price to compare if you are not being admitted.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This lab test checks blood for the HIV-1 p24 antigen and for antibodies to HIV-1 and HIV-2 at the same time. Because it detects the antigen, it can find an infection earlier than antibody-only tests and is the standard first test for HIV screening.
What the price covers
The price usually covers the screening test only. The blood draw is often billed separately, and a positive result needs a follow-up confirmation test with its own charge.