Lab tests CPT 86431 Outpatient

Rheumatoid factor test cost in Fort Collins, CO

In Fort Collins-Loveland, CO, 1 hospital lists a cash price for rheumatoid factor (RF) test: from $10.18 to $10.18, with a median of $10.18. Across Colorado, the median is $26.20 at 15 hospitals.

Cash prices at 1 facility for code 86431, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between Mar 2, 2026 and Mar 2, 2026.

Lowest$10.18Banner Fort Collins Medical Center
Median$10.18half pay less
Highest$10.18in this market
Difference1.0×highest vs lowest

Hospitals, cheapest first

HospitalCash price List priceInsurers payOff listFile date
Banner Fort Collins Medical Center Fort Collins, CO · (970) 821-4000 LAB FACTOR RHEUMATOID QN NS $10.18 $55.00 $5.50–$52.25 81% Mar 2, 2026
source file

Outpatient: lowest $10.18, median $10.18, highest $10.18.

As an inpatient, the same code is billed by 1 facility here, median $10.18. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.

Cash or insurance?

At the one hospital here that publishes insurer rates for this code, the cash price is below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.

What it is

Rheumatoid factor is an antibody found in many people with rheumatoid arthritis. The test is part of the workup for joint pain and swelling.

What the price covers

The price usually covers running the test. The blood draw (36415) is often billed as a separate line.

1 row held back from this comparison

It is priced below $1 or below a tenth of the national median for code 86431 ($38.28). Such a line is almost always a physician's fee billed separately, an assistant's share or a placeholder — a real charge, but not the price of the procedure itself.

Banner Fort Collins Medical Center Fort Collins, COLAB FACTOR RHEUMATOID QN $3.33 file