Mono test cost in Saginaw, MI
In Saginaw, MI, 2 hospitals list a cash price for mono test (heterophile antibody, Monospot): from $7.00 to $13.44, with a median of $10.22. The lowest listed price is at Covenant Medical Center — $3.22 less than the median here. Across Michigan, the median is $40.30 at 76 hospitals.
Cash prices at 2 facilities across 2 cities for code 86308, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 Heterophile Antibodies Screen | $7.00 | $10.00 | $4.50–$9.30 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HETEROPHILE AB SCREENING | $13.44 | $19.20 | $2.71–$17.28 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HETEROPHILE AB SCREENING | $13.44 | $19.20 | $2.71–$17.28 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG ARUP 0050621 HETEROPHILE AB W/RFLX TO TITER | $14.35 | $20.50 | $2.71–$18.45 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG ARUP 0050621 HETEROPHILE AB W/RFLX TO TITER | $14.35 | $20.50 | $2.71–$18.45 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG HETEROPHILE ANTIBODY BY LATEX AGG. WITH REFLEX TO TITER | $14.35 | $20.50 | $2.71–$18.45 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG HETEROPHILE ANTIBODY BY LATEX AGG. WITH REFLEX TO TITER | $14.35 | $20.50 | $2.71–$18.45 | 30% | May 15, 2026 source file |
Outpatient: lowest $7.00, median $10.22, highest $13.44 — a 1.9× difference within the same market.
As an inpatient, the same code is billed by 2 facilities here, median $10.22. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
The mono test looks for antibodies the body makes during infectious mononucleosis, usually caused by the Epstein-Barr virus.
What the price covers
The price usually covers running the test. The blood draw (36415) is often billed as a separate line.