Mono test cost in Panama City, FL
In Panama City-Panama City Beach, FL, 1 hospital lists a cash price for mono test (heterophile antibody, Monospot): from $81.44 to $81.44, with a median of $81.44. Across Florida, the median is $100.14 at 70 hospitals.
Cash prices at 1 facility for code 86308, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between — and —.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Ascension Sacred Heart Bay Panama City, FL · (850) 769-1511 MONO TEST | $81.44 | $203.60 | $5.18–$19.12 | 60% | — source file |
Outpatient: lowest $81.44, median $81.44, highest $81.44.
Cash or insurance?
At the one hospital here that publishes insurer rates for this code, the cash price is not below the highest rate a health plan has negotiated. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
The mono test looks for antibodies the body makes during infectious mononucleosis, usually caused by the Epstein-Barr virus.
What the price covers
The price usually covers running the test. The blood draw (36415) is often billed as a separate line.