hCG blood pregnancy test cost in Waterloo, IA
In Waterloo-Cedar Falls, IA, 3 hospitals list a cash price for hCG pregnancy hormone blood test, quantitative (measures the level): from $38.40 to $124.80, with a median of $124.80. The lowest listed price is at Allen Hospital — $86.40 less than the median here. Across Iowa, the median is $89.61 at 36 hospitals.
Cash prices at 3 facilities across 2 cities for code 84702, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 23, 2026; the hospital files themselves were last updated between Jan 28, 2026 and Mar 31, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Waterloo-Cedar Falls, IA.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Allen Hospital lowest Waterloo, IA · (319) 235-3941 CHORIONIC GONADOTROPIN, QUANT | $38.40 | $48.00 | $15.05–$30.08 | 20% | Jan 28, 2026 source file |
| Allen Hospital Waterloo, IA · (319) 235-3941 HC HCG; QUAN | $55.00 | $68.75 | $15.05–$44.48 | 20% | Jan 28, 2026 source file |
| MercyOne Waterloo Medical Center Waterloo, IA · (319) 272-8000 HC Hcg Quantitative | $124.80 | $192.00 | $14.59–$192.00 | 35% | Mar 31, 2026 source file |
| MercyOne Waterloo Medical Center Waterloo, IA · (319) 272-8000 HC Mayo Hcg Quantitative | $124.80 | $192.00 | $14.59–$192.00 | 35% | Mar 31, 2026 source file |
| Sartori Memorial Hospital Cedar Falls, IA · (319) 268-3000 HC Mayo Hcg Quantitative | $124.80 | $192.00 | $14.59–$192.00 | 35% | Mar 31, 2026 source file |
| Sartori Memorial Hospital Cedar Falls, IA · (319) 268-3000 HC Hcg Quantitative | $124.80 | $192.00 | $14.59–$192.00 | 35% | Mar 31, 2026 source file |
Outpatient: lowest $38.40, median $124.80, highest $124.80 — a 3.2× difference within the same market.
As an inpatient, the same code is billed by 3 facilities here, median $124.80. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 2 of 3 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This blood test measures the exact level of hCG, the hormone made during pregnancy. It is used to confirm early pregnancy, to follow how the level changes over a few days, and to check for problems such as a possible miscarriage or ectopic pregnancy.
What the price covers
The price usually covers one hCG measurement. The blood draw is often billed separately, and each repeat test is a separate charge.