BUN test cost in Saginaw, MI
In Saginaw, MI, 2 hospitals list a cash price for blood urea nitrogen (BUN) test: from $7.00 to $10.50, with a median of $8.75. The lowest listed price is at Covenant Medical Center — $1.75 less than the median here. Across Michigan, the median is $17.48 at 91 hospitals.
Cash prices at 2 facilities across 2 cities for code 84520, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 Assay of Urea Nitrogen Quantitative | $7.00 | $10.00 | $0.98–$9.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG BUN POST DIALYSIS | $10.50 | $15.00 | $2.07–$13.50 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG BUN POST DIALYSIS | $10.50 | $15.00 | $2.07–$13.50 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG BUN BODY FLUID | $32.90 | $47.00 | $2.07–$42.30 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG BUN (UREA NITROGEN) | $32.90 | $47.00 | $2.07–$42.30 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG BUN PREMT | $32.90 | $47.00 | $2.07–$42.30 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI · (989) 583-6000 HCHG BUN PREMT | $32.90 | $47.00 | $2.07–$42.30 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG BUN BODY FLUID | $32.90 | $47.00 | $2.07–$42.30 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG BUN (UREA NITROGEN) | $32.90 | $47.00 | $2.07–$42.30 | 30% | May 15, 2026 source file |
Outpatient: lowest $7.00, median $8.75, highest $10.50 — a 1.5× difference within the same market.
As an inpatient, the same code is billed by 2 facilities here, median $8.75. Inpatient and outpatient prices are not comparable and are kept on separate pages: the inpatient charge covers admission, not the same purchase.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
A BUN test measures urea nitrogen, a waste product removed by the kidneys. It is used with creatinine to check kidney function and hydration.
What the price covers
The price usually covers running the test. The blood draw (36415) is often billed as a separate line.