Albumin test cost in Panama City, FL
In Panama City-Panama City Beach, FL, 3 hospitals list a cash price for albumin blood test: from $4.80 to $561.00, with a median of $44.00. The lowest listed price is at Ascension Sacred Heart Bay — $39.20 less than the median here. Across Florida, the median is $20.80 at 173 hospitals.
Cash prices at 3 facilities across 2 cities for code 82040, as an outpatient — the setting a self-pay patient normally buys. Collected Sep 29, 2026; the hospital files themselves were last updated between May 19, 2026 and Sep 1, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Panama City-Panama City Beach, FL.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Ascension Sacred Heart Bay lowest Panama City, FL · (850) 769-1511 SERUM ALBUMIN ARUP | $4.80 | $12.00 | $4.95 | 60% | — source file |
| Northwest Florida Community Hospital Chipley, FL · (850) 638-1610 ALBUMIN SERUM | $44.00 | $55.00 | $4.95–$40.15 | 20% | May 19, 2026 source file |
| Ascension Sacred Heart Bay Panama City, FL · (850) 769-1511 ALBUMIN-SERUM | $45.56 | $113.90 | $4.95–$19.12 | 60% | — source file |
| HCA Florida Gulf Coast Hospital Panama City, FL · (850) 747-7926 Albumin; serum, plasma or whole blood UNSCHEDULED | $561.00 | $561.00 | $128.81–$135.59 | — | Sep 1, 2026 source file |
| HCA Florida Gulf Coast Hospital Panama City, FL · (850) 747-7926 Albumin; serum, plasma or whole blood | $561.00 | $561.00 | $4.95 | — | Sep 1, 2026 source file |
| HCA Florida Gulf Coast Hospital Panama City, FL · (850) 747-7926 ALBUMIN SERUM QN | $561.00 | $561.00 | $86.39–$504.90 | — | Sep 1, 2026 source file |
Outpatient: lowest $4.80, median $44.00, highest $561.00 — a 116.9× difference within the same market.
Cash or insurance?
At 1 of 3 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at 1 it is below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
An albumin test measures the main protein in blood plasma, made by the liver. Low levels point to liver disease, kidney protein loss or poor nutrition.
What the price covers
The price usually covers running the test. The blood draw (36415) is often billed as a separate line.
1 row held back from this comparison
It is priced below $1 or below a tenth of the national median for code 82040 ($33.75). Such a line is almost always a physician's fee billed separately, an assistant's share or a placeholder — a real charge, but not the price of the procedure itself.
| Ascension Sacred Heart Bay Panama City, FLIMMUNOGLOBULIN G CSF INDEX 3 ARUP | $2.10 | file |