Urine pregnancy test cost in Saginaw, MI — inpatient
In Saginaw, MI, 2 hospitals list a cash price for urine pregnancy test, read by color change as an inpatient: from $7.70 to $7.70, with a median of $7.70. The lowest listed price is at Covenant Medical Center and 1 other hospital. Across Michigan, the median is $21.00 at 82 hospitals.
Cash prices at 2 facilities across 2 cities for code 81025, as an inpatient (admitted to hospital) . Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Covenant Medical Center lowest Cooper Saginaw, MI Urine Pregnancy Test Visual Color Cmprsn Meths | $7.70 | $11.00 | $4.95–$11.37 | 30% | May 15, 2026 source file |
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 Urine Pregnancy Test Visual Color Cmprsn Meths | $7.70 | $11.00 | $4.95–$11.37 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG URINE POC PREGNANCY | $63.00 | $90.00 | $40.50–$81.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG PREGNANCY QUALITATIVE URINE POC | $63.00 | $90.00 | $40.50–$81.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG URINE POC PREGNANCY | $63.00 | $90.00 | $40.50–$81.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG PREGNANCY QUALITATIVE URINE | $63.00 | $90.00 | $40.50–$81.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG PREGNANCY QUALITATIVE URINE | $63.00 | $90.00 | $40.50–$81.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG PREGNANCY QUALITATIVE URINE POC | $63.00 | $90.00 | $40.50–$81.00 | 30% | May 15, 2026 source file |
Inpatient: lowest $7.70, median $7.70, highest $7.70.
As an outpatient, the same code is billed by 2 facilities here, median $7.70 — that is the price to compare if you are not being admitted.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
A urine pregnancy test checks for the pregnancy hormone hCG in urine and gives a positive or negative result by a visible color change. Clinics and emergency departments use it to confirm pregnancy or rule it out before X-rays, medicines or procedures.
What the price covers
The price usually covers the test only. The visit where it is done is billed separately.