Urine dipstick test cost in Saginaw, MI — inpatient
In Saginaw, MI, 2 hospitals list a cash price for urinalysis without microscope exam, manual as an inpatient: from $7.00 to $7.00, with a median of $7.00. The lowest listed price is at Covenant Medical Center and 1 other hospital. Across Michigan, the median is $13.05 at 81 hospitals.
Cash prices at 2 facilities across 2 cities for code 81002, as an inpatient (admitted to hospital) . Collected Sep 27, 2026; the hospital files themselves were last updated between May 15, 2026 and May 15, 2026.
Where each hospital's price falls
Each dot is one hospital's cash price on a scale from the lowest to the highest in Saginaw, MI.
Hospitals, cheapest first
| Hospital | Cash price | List price | Insurers pay | Off list | File date |
|---|---|---|---|---|---|
| Covenant Medical Center lowest Saginaw, MI · (989) 583-6000 Urnls Dip Stick/Tablet Rgnt Non-Auto W/O Micrscp | $7.00 | $10.00 | $3.18–$9.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center lowest Cooper Saginaw, MI Urnls Dip Stick/Tablet Rgnt Non-Auto W/O Micrscp | $7.00 | $10.00 | $3.18–$9.00 | 30% | May 15, 2026 source file |
| Covenant Medical Center Saginaw, MI · (989) 583-6000 HCHG SPECIFIC GRAVITY, UR | $22.40 | $32.00 | $14.40–$28.80 | 30% | May 15, 2026 source file |
| Covenant Medical Center Cooper Saginaw, MI HCHG SPECIFIC GRAVITY, UR | $22.40 | $32.00 | $14.40–$28.80 | 30% | May 15, 2026 source file |
Inpatient: lowest $7.00, median $7.00, highest $7.00.
As an outpatient, the same code is billed by 2 facilities here, median $7.00 — that is the price to compare if you are not being admitted.
Cash or insurance?
At 2 of 2 hospitals that publish insurer rates for this code here, the cash price is below the highest rate a health plan has negotiated, and at none is it below every plan's rate. If you have insurance but have not met your deductible, you usually pay your plan's negotiated rate, which falls somewhere in the "Insurers pay" column. Paying cash can cost less, but a cash payment usually does not count toward your deductible. Ask the hospital for both numbers before you book.
What it is
This is a simple urine dipstick test read by hand, without a microscope exam. It checks for things like protein, sugar, blood and signs of infection, and is often done right in a clinic or doctor's office.
What the price covers
The price covers the dipstick test only. A microscope exam or culture would be billed under other codes.